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  Commercial |  Agriculture Finance
Agriculture Finance
 
 
Agriculture Finance
 
The Bank, under the guidelines of the State Bank of Pakistan, extends short, medium and long term Agriculture credit facilities to farming community of Pakistan on easy terms to increase the credit flow to Farm and Non-Farm segments of Agriculture sector.

Farm credit is extended for the purpose of production of crops to meet working capital expenses and Development of Agri land.

Non-Farm Credit facilities are offered for Livestock (Cow, Buffaloe, Goats, and Sheep etc.), Poultry (Eggs, Day Old Chicks, Layer, Broiler, Hatchery) and fisheries (inland and marine, excluding deep sea fishing).
 
Farm Loans
Production Loans
1. Inputs like seeds, fertilizers, pesticides, weedicides, herbicides, labour charges, water charges, vegetables, floriculture, forestry etc.
 
2. Working capital finance to meet various farming expenses.
Development Loans
Improvement of agricultural land, orchards, etc.
Construction of Godowns
Purchase of Tractors, Machinery & other equipments
Installation of Tube wells
Farm Transportation, etc.
Non-Farm Loans
Livestock
Working capital
1. Purchase of animal fodder and feeds, Vaccinations, Vitamins and other medications for animals including artificial insemination
 
2. Overhead expenses i.e. labor, fuel, electricity etc
Term loan
1. Purchase of mature milk yielding buffaloes/cows, Purchase of Young animals for rearing for dairy farming
   
2. Purchase of Milk storage chilling tanks and milk carrying containers, feed grinders, tokas, feed mixing machines and feed/milk containers etc.
 
3. Construction/Procurement of permanent sheds, water tanks, water pumps etc.
Poultry
Working capital
1. Purchase of Eggs, Birds / Day old chicks, bird feed and feed raw material and vaccination
 
2. Overhead expenses i.e. labor, utility bills, Cost of fuel for generators & vehicles, transportation etc.
Term loan
1. Purchase of Equipment/Machinery for Broiler/Layer farm & Hatchery
   
2. Farm construction for broiler, layer, hatchery and procurement of other items required for the establishment of poultry farming industry etc.
   
Fisheries
Forestry
 
Agriculture Revolving Credit Scheme
Loan Tenure: 3 Years (Clean up once a year)
One time documentation for 3 years.
Loan limit will be based on the Indicative per Acre limit prescribed by ABL/SBP and/or requirement of the applicant.
Development Loans/Finances (Term Loans)
Loan Tenure: up to 7 years
Repayment: Monthly/Quarterly/Bi-Annual/Lump sum
Selection Criteria
Valid CNIC Holder
preferably be an account holder with ABL.
have a permanent residence and be a self-cultivator.
not be a defaulter of any other Financial Institution/Clean ECIB.
be reputable in the business
have ‘Repayment Capacity’
be able to produce proper securities
 
S.No  DESIGNATED BRANCHES Phone No
   Abbotabad Region
1 Pine View Road Abbottabad   0992-334744
2 Shahrah-e-Hazar Haripur   0995-610398
3 Shinkiary Road Mansehra   0997-301772
   Bahawalpur Region
1 Ahmedpur East   062-2272959
2 Danyapur   060-8304075
3 Dubai Chowk  Bahawalpur   063-2277905
4 Grain Market Chistian   063-2508935
5 Grain Market Haroonabad   062-2253653
6 Hasilpur   062-2448109
7 Head Rajkan   062-2781085
8 Lodhran   060-8362342
9 Mailsi   067-3411864
10 Mandi Yazman   062-2887675
   Faisalabad Region
1 Chak Jhumra   041-8761947
2 G.M.Jaranwala   041-4312230
3 New Fruit Market Abbasspur   041-2518715
4 Peoples Colony   041-8545637,
041-9220279
5 S.R. Chinot   047-6331548
6 Sangla Hill   056-3702664
7 ShahKot   056-3710
   Gujranwala Region
1 Akbar Bazar Sheikhupura   056-3613322
2 Eminabad More   055-3263592
3 G.M. Kamoke   055-6814008
4 G.T. Road Ghakkar Mandi   055-3880927
5 Gujranwala Road, Hafizabad   054-7522060
6 Jalalpur Bhattian   054-7500755
7 Nowsheran Virkan   055-6762105
8 Qila Didar Singh   055-4710276
   Gujrat Region
1 Allahabad   0556-607462
2 Malakwal   0546-591026
3 Mandi Bahauddin   0546-500294
4 Phalia   0546-596151
5 Talwara   0556-692175
   Hyderabad Region
1 Civic Centre Hyderabad   022-9200527
2 Latifabad No.7 Hyderabad   022-3860159
3 Sindh Abadgar Sugar Mills   022-3027299
4 Tando Allahyar   022-3891224
5 Tando Jam   022-2765603
6 Tando Muhammad Khan   022-3341739
   Islamabad Region
1 Danyor   05811-56134
2 Tarlai Kalan   051-2241658 2244600
   Jhang Region
1 Adda Pansera   0412-557130
2 Chak No.281/JB   0463-520719
3 Mamu Kanjan   0413-431076
4 Salooni Jhal   0412-670856
5 Shorkot City   0475-310516
6 Summandri   0413-422517
7 Tandlianwala   0413-442266
   Kohat Region
1 Faqirini Gate D.I. Shaikh   0966-718206
2 Lakki Marwat   0969-510261
3 Muslimabad   0922-554208
   Lahore City Region
1 Daroghawala   042-6541838
2 Shahdara   042-7926972  7929301
   Lahore Gulberg Region
1 Kot Molvi Abdul Qadir Kasur   0492-9250054  9250106
   Mardan Region
1 Katlong   0937-575323
2 Mankai   0938-539421
3 Nawankilli   0938-311849
4 Sawabi   0938-221216
5 Shergarh   0937-820121
6 Takht Bhai   0937-551019
7 Toru Chowk   0937-863122
   Mirpur A.K. Region
1 Akalgarh   058612-42221
2 Jatlan   058640-44142
3 Kala Dab   058610-49560
   Multan Region
1 Azmat Road D.G.Khan   064-2471355
2 Bosan Road Multan   061-6521432
3 Jehanian Distt. Khanewal   065-2210756
4 Kot Adu   066-2242951
5 Layyah   060-6413981
6 Main Khanewal   065-2553013
7 Mian Channu Distt. Khanewal   065-2660085
8 Muzaffargarh   066-2422674
9 Shujabad   061-4396138
10 Vehari Grain Market   067-361115
   Muzaffarabad A.K. Region
1 Hajira   058730-42195
2 Khui Ratta   058690-42997
3 Sensa   058670-42203
   Nawabshah Region
1 Hala   02233-32156
2 M.A. Jinnah Road Mirpurkhas   0233-3872054
3 Masjid Road Nawabshah   0244-9370413
4 Sanghar   0235-541314
5 Shahdadpur   0235-842198
6 Tando Adam   0235-574302
   Nazimabad Karachi Region
1 New Fruit Vegetable Market   021-6380350
2 SHERSHAH   021-2571363
   Peshawar Region
1 Charsadda   091-6511041
2 Pabbi   092-3529807
3 Shabqadar   091-628020
   Quetta Region
1 Khuzdar   0848-12211
2 Mastung   0843-895417
3 Pishin   0826-420547
4 Sibi   0833-412183
   Rahim Yar Khan Region
1 Chak No.110 Gulshane Iqbal   068-5887795
2 Chak No.142-P Bungla Munthar   068-5774088
3 Grain Market Khanpur   068-5571503
4 Industrial Area RYK   068-5881197
5 Liaqatpur   068-5795933
6 Zore Kot RYK   068-5700314
   Rawalpindi Region
1 Hazro   057-2310563
   Saddar Society Karachi Region
1 Gulshan-e-Hadeed   021-4716087
2 Landhi   021-5010677
3 Malir Colony   021-4511324
   Sahiwal Region
1 Arifwala   045-7832708
2 Chak No.89/6-R Sahiwal   040-4551689
3 Depalpur   044-4541432
4 Grain Market Burewala   067-3354975
5 High Street Sahiwal   040-4463726
6 Kot Radha Kishan   049-2382026
7 Pak Pattan Sharif   045-7373711
8 Qila Harichand   044-4540553
9 Railway Road Chichawatni   040-5485355
10 Renala Khurd   044-2622422
   Sargodha Region
1 Block No.1 Sargodha   048-3760987
2 Chakwal   054-3553801
3 G.M. Lallian   047-6610204
4 Jauharabad   045-4920111
5 L.B. Mianwali   045-9233790
6 L.S. Road Bhalwal   048-6645246
7 Nawan Lok Sahiwal   048-6786284
8 Quidabad   045-4770639
   Sialkot Region
1 Bhagowal   052-3507245
2 Daska   052-9200131-33
3 Narowal   054-2412817-2410075
4 Pasrur   052-6441437
5 Saidpur   052-4503566
6 Sambrial   052-6520480
7 Shakargarh   054-2450655
   Sukkur Region
1 Ghotki   072-3681954
2 Jacobabad   072-2653914
3 Kandiaro   024-2449238
4 Larkana   074-9410844
5 Rohri   071-5650486
6 Shahdad Kot   074-4012732