| Allied Visa Platinum Credit Card |
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Welcome to the world of privileges, benefits and savings with your Allied Visa Credit Card. In order to cater to your growing financial needs we are proud to introduce Allied Visa Credit Card with The Lowest Service Charge ever! So now you can save money where it counts and spend lavishly at your favorite places with greater flexibility, convenience and most important-Affordability!
With your Allied Visa Credit Card you can enjoy a variety of state-of-the-art features and unmatched value by spending at over 49,000 merchants across Pakistan and 27 million merchant outlets worldwide! And what more, you can also use your credit card at over 1 million ATMs internationally! |
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| Features |
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| Platinum Life |
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| Visa Platinum Club |
The Visa Platinum Club is a unique recognition program that rewards you with exclusive privileges from internationally reputed Club Partners offering unmatched quality of service. Unlike other cardholder reward programs, your Allied Visa Platinum Credit Card immediately entitles you to the various Club privileges without having to earn points or accumulate credit charges. As a Visa Platinum Club member, you can enjoy complimentary room upgrades at five-star hotels, attractive retail discounts, special rates on car rentals, personalized golf tips by professional trainers and much more - all courtesy of your Visa Platinum Club privileges and the Club Partners. For more details on the Club Partners and the various perks they offer, visit the Visa Platinum website at www.visaplatinum.com |
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| Visa Platinum Dining |
Visa Platinum Dining is a program offering you fine dining privileges at over 200 restaurants in Asia Pacific with your Allied Visa Platinum Credit Card. You can enjoy an assortment of complimentary beverages, priority reservations and free parking when dining at participating restaurants.
So whether you are in the mood for exotic Mediterranean fare, traditional Japanese cuisine or a lavish Chinese banquet, you can always expect the most luscious treats with your Allied Visa Platinum Credit Card.
To search for a preferred restaurant either by country/city location or cuisine all over the world, you can visit the Visa Platinum website at www.visaplatinum.com
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| Visa Platinum Golf |
Being an Allied Visa Platinum Credit Cardholder, Visa Platinum Golf offers you complimentary tee-offs, discounted green fees and exclusive access to the world's most celebrated golf clubs. You can visit the Visa Platinum website at www.visaplatinum.com for more information. |
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| Visa Experiential Travel |
Visa Experiential Travel brings you travel adventures with exceptional experiences. Working with renowned partners, the program offers 15 packages every quarter. For more information, you can visit the Visa Platinum website at www.visaplatinum.com |
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| Priority Pass Airport Lounge Program |
Priority Pass is the largest independent Airport VIP Lounge Program in the world, giving you access to over 600 worldwide exclusive airport VIP lounges. As an Allied Visa Platinum Credit Cardholder, you can avail the option of including this airport lounge access program at preferred rates in your overall Visa Platinum benefits. To be admitted into these lounges, you must present your Priority Pass membership card. Priority Pass membership cards can be used at any participating airport lounges regardless of your choice of airline or class of ticket. For any further information you may visit www.prioritypass.com or call Allied Phone Banking on 0800-22522. |
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| Visa Platinum Websites |
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| Visa Platinum Customer Center (VPCC) |
The Visa Platinum Customer Centre (VPCC) is a one-stop shop to handle all your needs. Staffed by highly trained professionals who provide a wide range of travel and entertainment Concierge Services, emergency lost/stolen card services, telephone translation services, transfer to issuers, etc., for Allied Visa Platinum Credit Cardholders all over the world, the VPCC is operational 24 hours a day, 7 days a week, and can easily be accessed via a comprehensive network of international toll-free numbers. |
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| VPCC Accessibility |
The Visa Platinum Customer Centre (VPCC) is supported by a comprehensive network of international toll-free numbers that provide Allied Visa Platinum Credit Cardholders with easy accessibility from anywhere around the world. |
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| Visa Platinum Customer Centre (VPCC) Toll-Free Contacts |
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| Country |
Call this number to speak to an English speaking Customer Service Executive |
| Australia |
1800 639 607 |
| Austria |
0800 293 083 |
| Belgium |
0800 78 464 |
| Brunei |
Dial access code 800 1111,
followed by 866 765 9643 |
| Canada |
1866 639 1910 |
| China - Southern* |
10800 440 0083 |
| China - Northern* |
10800 744 0083 |
| Denmark |
808 83 413 |
| France |
0800 908 852 |
| Germany |
0800 182 2809 |
| Greece |
00800 4412 1091 |
| Hong Kong |
800 901 869 |
| Hungary |
068 001 4351 |
| India |
Dial access code 000 117,
followed by 866 765 9643 |
| Indonesia |
001 803 441 568 |
| Italy |
800 781 767 |
| Japan |
00531 44 0023 |
| Macau |
0800 706 |
| Malaysia |
1800 803 006 |
| Netherlands |
0800 023 2963 |
| New Zealand |
0508 600 100 |
| Philippines |
1800 1441 0014 |
| Portugal |
800 84 4035 |
| Singapore |
800 448 1249 |
| South Korea |
00368 440 0072 |
| Spain |
900 94 8965 |
| Sweden |
020 790941 |
| Switzerland |
0800 835 270 |
| Taiwan |
0080 1444 189 |
| Thailand |
001 800 441 1248 |
| UK |
0800 169 5187 |
| USA |
1866 765 9643 |
Collect Call To
Sydney, Australia |
(61 2) 9235 0260 |
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| China - Southern: |
China - Northern: |
| Anhui, Chongqing, Fujian, Guangdong, Guangxi, Guizho,
Hainan, Hunan, Jiangsu, Jiangxi, Shanghai, Sichuan, Xizang, Yunnan, and Zhejiang |
Beijing, Gansu, Hebei, Heilonhjiang, Henan, Hubei, Inner Mongolia, Jilin, Liaoning, Ningxia, Qinghai, Shandong, Shanxi, (Shaanxi), Tianjin and Xinjiang |
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| Concierge Service |
As an Allied Visa Platinum Credit Cardholder, you can also avail the travel and entertainment Concierge Service with the best in personalized customer service, 24 hours a day, 7 days a week. Whether at home or overseas, you can have access to a host of travel and entertainment services, as well as emergency assistance such as card replacement, cash disbursement, medical assistance, etc., through a dedicated network of global toll-free numbers.
Information, reservations, referrals, etc., are all available at no cost. However, the cost of any goods or services purchased will be billed directly to your Allied Visa Platinum Credit Card.
Types of Concierge Services that can be availed internationally are:
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Travel Assistance |
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Car Rental & Limousine Service |
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Sports & Entertainment Assistance |
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Pre-Trip Assistance |
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Business Services Assistance |
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Flower & Gift Assistance |
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| Concierge Online |
You can also avail the Concierge Online facility, which provides an alternative to the conventional telephony Concierge Service. With a simple click of the mouse, you can easily request for Trip Planning Assistance, Hotel Reservations, Flight Reservations, Car Rentals, Restaurant Reservations and Performance Ticket Bookings, all from the comfort of your home. To use Concierge Online, you must first register yourself in order to gain access to the secure Concierge Online website. You just need to choose the user name and password you wish to use for logging on to Concierge Online. For this, simply log on to abl.com and, in the Allied Visa Platinum Credit Card section, click on www.visaplatinum.com. To submit a request, you simply need to fill an online form that will be automatically sent to the VPCC for fulfillment. A Customer Service Executive will respond to you with the relevant details via your preferred mode of communication (email, phone or fax). |
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| The Most Attractive Service Charge |
Your Allied Visa Credit Card helps you save money where it counts. Your Allied Visa Credit Card currently carries the most attractive Annual Percentage Rate in the market, i.e. 28%*. So use your Allied Visa Credit Card at your favorite places and enjoy savings like never before.
*Any change in APR will be intimated accordingly. |
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| Buy Now, Pay Later |
With your Allied Visa Credit Card, your free credit period allows you to pay for your purchases up to 50 days after the date of purchase. So now you can buy all the things you want, whenever you want, at your earliest convenience. |
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| Global Acceptance |
In addition to being accepted by over 49,000 merchants in Pakistan, your Allied Visa Credit Card is also accepted at over 1 million ATMs and 27 million merchants worldwide. This provides you with the added flexibility and security of being able to make transactions on your card just about everywhere you go. |
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| Flexible Repayment |
When paying back your credit card bill, your Allied Visa Credit Card gives you the option to either pay the entire amount as according to your statement or a minimum of 5% of your total outstanding balance or Rs. 500 (whichever is higher). |
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| Cash Advance Facility |
As an Allied Visa Credit Card member, you are entitled up to 50% of your credit limit in cash. Just go to your nearest ATM with the  or  sign and avail the facility of withdrawing cash 24 hours a day.
For example, Service Charge @ 28% per annum or 2.33% per month will be charged from the day of the cash advance transaction.
(The current applicable rate may differ from the example given above. Please refer to the latest Schedule of Charges for the applicable rates).
Calculation of Cash Advance Facility:
The calculation can further be explained as per the following example:
If an amount of Rs. 10,000 is transacted on 20-04-09 and the statement generation date is 30-04-09, then the amount will attract a mark-up of 28% per annum equaling to 0.077% on a daily basis from the date of transaction till the complete payment is made. Since in this example the time period between the transaction date and the statement date is 10 days, therefore the finance charges are calculated for 10 days. The total finance charges in this case amounting to Rs. 76.71 for 10 days will be reflected on the credit card statement. |
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| Transaction Date |
20-04-09 |
| Statement Date |
30-04-09 |
| APR |
28% |
| Calculation |
10,000x28%/365x10 |
| Finance Charges |
76.71 |
| Total Payable Amount |
10,076.71 |
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In addition to the above, a flat fee will also be charged as mentioned in the SOCs for every transaction.
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| Supplementary Cards |
Want to share the benefits of your Allied Visa Credit Card with others? Now you can! Treat up to two people with Supplementary Credit Cards and pass on the many privileges of your Allied Visa Credit Card to friends, family and anyone else you choose! |
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| Zero Loss Liability |
The Allied Visa Credit Card’s zero loss liability feature protects you from paying any unauthorized transactions on your card in the event that it is lost or stolen. Please immediately notify Allied Phone Banking on 0800-22522 (within Pakistan) or on 9221-35301094 (outside Pakistan) in case your card is lost or stolen. |
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| Balance Transfer Facility |
In case you have outstanding balances on other cards, consolidate these onto your Allied Visa Credit Card with a BTF rate and save more on your outstanding payments than ever before.
Calculation of Balance Transfer Facility:
The calculation can further be explained as per the following example:
If an amount of Rs. 10,000 is transacted on 20-04-09 and the statement generation date is 30-04-09, then the amount will attract a mark-up of 20% per annum equaling to 0.055% on a daily basis from the date of transaction till complete payment is made. Since in this example the time period between the transaction date and the statement date is 10 days, therefore the finance charges are calculated for 10 days. The total finance charges in this case amounting to Rs. 54.79 for 10 days will be reflected on the credit card statement. |
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| Transaction Date |
20-04-09 |
| Statement Date |
30-04-09 |
| APR |
20% |
| Calculation |
10,000x20%/365x10 |
| Finance Charges |
54.79 |
| Total Payable Amount |
10,054.79 |
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In addition to the above, a flat fee will also be charged as mentioned in the SOCs for every BTF transaction.
(Please note the current applicable rate may differ from the example given above.
Please refer to the latest Schedule of Charges for the applicable rates). |
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| Allied Phone Banking |
In case you require any additional help regarding your Allied Visa Credit Card, Allied Phone Banking is there to provide you with immediate help, 24 hours a day. Just give us a call on 0800-22522.
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| Free CIP Lounge Access |
As an Allied Visa Credit Cardholder, you are eligible to avail the complimentary lounge facility at Quaid-e-Azam International Airport, Karachi and enjoy a variety of complimentary features. Relax while you watch leading television channels or select something to read from an updated library of newspapers and periodicals. Also feel free to plug in your laptop and mobile phone into the charging facilities provided or browse the internet or send and receive faxes while you wait. You can also treat yourself to a wide assortment of high quality snacks, beverages and fresh fruits. |
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| SMS Banking |
Know immediately when your card is being used. With Allied Bank's SMS Banking facility, you have the option to receive an SMS every time your card is used, so that you can quickly take action in case your card is stolen or misused. Also, keep track of your spending by receiving your credit card statements at the beginning of every month. Check your total outstanding amount and minimum balance or simply enjoy our latest promotional offers and greetings via your mobile phone. A flat fee will be charged for subscribing to the facility as mentioned in the Schedule of Charges. |
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