SBP Re-Financing Schemes

  • SBP Re-Refinancing Facilities for Modernization of SME's

    Salient Features Financing Facility is available for SMEs borrowers, as defined in Prudential Regulations of SBP for SMEs.
    Financing is available for local purchase/import of new machinery for BMR of existing SMEs units & setting up of new SMEs units and for purchase of new Generators up-to 500 KVA.
    Financing is available only against LCs in case of financing against imported plant and machinery.
    Financing is available to the extent of C&F Value of the imported new plant and machinery and/or ex-factory/showroom price of the new locally manufactured  machinery.
    Amount of Facility Small Enterprise (SE): Maximum Upto Rs. 25.00 Million*
    Medium Enterprise (ME): Maximum upto Rs. 200.00 Million*
    Tenor of Loan Maximum period of Ten Years including grace period of 6 month
     Markup Rate for end user 6.0% p.a.
    Repayment Principal: Repayable in equal Quarterly/Half Yearly Instalments after prescribed grace period
    Mark-up: Quarterly
    Designated Branches All ABL branches.

    *Entire Financing shall be subject to adherence of all rules & regulation issued by SBP from time to time and subject to compliance with all rules & regulations including SBP Prudential Regulations.

  • SBP Re-Financing Facility for Storage of Agricultural produce

    Salient Features Financing is available for Establishment/Expansion/BMR of Silos, Warehouses & Cold Storages facilities for storing Agricultural produce.
    Financing is availble for local purchase/import of new plant & machinery/new generators used in Silos, Warehouses & Cold Storages. Further, up to 65% cost of civil works is also eligible under the scheme.
    Financing is available to the extent of C&F Value/ex-factory/showroom price of plant, machinery, generators etc.
    Maximum financing to a single project  Rs. 500.00 Million*
    Tenor of Loan Maximum period of Seven Years including grace period of 6 month
    Markup Rate Mark-up Rate 6%
    Repayment Principal: Repayable in equal Quarterly/Half Yearly Instalments after prescribed grace period
    Mark-up: Quarterly
    Designated Branches All ABL branches.

    *Entire Financing shall be subject to adherence of all rules & regulation issued by SBP from time to time and subject to compliance with all rules & regulations including SBP Prudential Regulations.