Your Future Secured, Your Responsibilities Fulfilled
Because life is so unpredictable accidents can happen when you least expect them. An accident can have a serious financial impact and we may have never thought about the financial consequences to us and our family if we were involved in a serious accident.
Allied Bank and New Hampshire Insurance Company introduces Alsurance, a unique and exclusive product that provides financial assistance to you and your family from accidents and incidents that, God forbid, befall you.
- Lowest ever premium: Rs. 6 per day
- Highest protection up to: Rs. 7,500,000
- 14-day free trial period.
- No medical tests required.
- Covers your entire family.
- Expenses for accident or terrorism related injuries covered
We are always concerned about the welfare of our children, our parents, and our family. Although, we cannot prevent any incident or accident from happening, we can at least provide some solace in the form of monetary relief, so that financial obligations can be met in the event a calamity may occur.
ABL as a responsible financial partner remains committed not only to your financial well being but also to obligations that you or your family may face unexpectedly in the event of such an incident.
Low Minimum Premium
Alsurance provides great benefits for as low as Rs. 2,160 per annum, which is Rs. 6 a day.
Lump Sum Payment
In case of an Accidental Death or Disability, the claim is paid out lump sum basis so that your family can maintain their lifestyle and take care of any immediate financial responsibilities.
Alsurance provides flexible plans for individuals as well as for families – which include spouse and children.
Reimbursement for accidental or terrorism related injuries
In the event of an accidental or terrorism related injuries, your expenses for medical care are reimbursed.
Ease of Payment
Alsurance offers you both annual payment and monthly payment option, so you can choose a payment plan that suits you best.
Silver Gold Platinum Diamond Accidental or Terrorism Related Death or Permanent Total Disability Rs.1,500,000 Rs.3,000,000 Rs.5,000,000 Rs.7,500,000 Medical Expense Reimbursement Rs.300,000 Rs.500,000 Rs.750,000 Rs.1,000,000 Policy Type Premium Amount Individual Annual Rs.2,160 Rs.4,080 Rs.6,720 Rs.9,900 Family Annual Rs.4,440 Rs.8,760 Rs.14,016 Rs.20,520
Applicable Ages & Terms
- Plans are available to individuals aged 18 years to 70 years, inclusive.
- Family includes self, spouse and unlimited children. Age of spouse must be between 18 years to 70 years. Only child(ren) up to 22 years and 364 days are covered if child(ren) continues to be single, full-time student and economically dependent on their parents.
Premium is inclusive of all levies and taxes.
- Any Pre-existing Condition, any complication arising from it; or
- Suicide, attempted suicide (whether sane or insane) or intentionally self-inflicted Injury or illness; or
- Being under the influence of drugs, alcohol, or other intoxicants or hallucinogens unless properly prescribed by a Physician and taken as prescribed; or
- Participation in an actual or attempted felony, riot, crime, misdemeanor, (excluding traffic violations) or civil commotion; or
- War, civil war, invasion, insurrection, revolution, act of foreign enemy, hostilities (whether War be declared or not), rebellion, mutiny, use of military power or usurpation of government or military power;
- This product is underwritten by New Hampshire Insurance Company, Pakistan Branch (EFU General Insurance Ltd). Allied Bank is distributing this product on behalf of EFU General Insurance Ltd.
- Taxes will be applicable as per taxation laws as stipulated by relevant authorities.
- This is an accident-only insurance policy; it does not pay benefits for sickness.
- This brochure is only a guideline of the product features, benefits and exclusions. For detailed terms and conditions please refer to the policy document.
EFU General Insurance Ltd
2nd Floor, Cooperative Insurance Building,
23 Shahrah e Quaid e Azam, Lahore, Pakistan.
Allied Bank Limited
Bancassurance – Liabilities & Product Development, (CBG)
ABL Head Office, 2nd Floor, Kalma Tower, New Garden Town, Lahore
Contact No: 042-35880043 – Ext 32102