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  • Age Limit: 18 to 62 years

  • Loan Tenor:

    • 3 to 5 years (for purchase & installation of irrigation system without solar system)

    • Maximum 10 years (including a grace period of one year for solarization of irrigation system)

  • Debt-to-Equity Ratio: 70:30

  • Minimum Ownership & Cultivation Requirement:

    • 12.5 acres for solar tube wells/pumps

    • 7 acres for conventional tube wells/pumps

    • 3 acres for High-Efficiency Irrigation Systems

  • Repayment: Repayable in half-yearly installments

  • Women Farmers: This financing facility is also available for women farmers

  • Security Options (one or more may be accepted):

    • Agriculture Land

    • Urban Property

    • Liquid Securities

    • Hypothecation


Disclaimer: Terms & Conditions apply. The bank reserves the right to reject any loan application for any reason.

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