Resident and non-resident Pakistanis can avail Visa debit cards against their Roshan Digital Foreign Currency Value account (FCVA) and Foreign Currency (FCY) accounts. These cards are designed to complement your lifestyle and provide 24/7 accessibility to your finances.
Visa debit card is equipped with a Near Field Communication (NFC) function that allows you to complete transactions by merely tapping your card at ATMs or POS terminals that displays a contactless sign
. Also, these Visa debit cards are empowered with Verified by Visa – 3D Secure service to enjoy seamless online shopping experience with additional security. Your debit card can also be used by dipping the chip or swiping the magnetic stripe where contactless technology is not available.
You can opt to avail any of the following debit card products against your USD, GBP & EURO currencies account:
- Visa Classic Debit Card
- Visa Platinum Debit Card
- Visa Premium Debit Card
These Foreign Currency (FCY) debit cards can be issued to Individuals, Sole Proprietors and Joint accountholders having operating instructions Either or Survivor.
- FCY Visa Classic debit card can be issued to all RDA FCVA and FCY accountholders.
FCY Visa Platinum debit card can be issued to all RDA FCVA and FCY accountholders meeting any of the following criteria:
- Customer’s annual income equivalent to or above PKR 1,000,000
- Account closing balance equivalent to or above PKR 300,000 at the time of card issuance
FCY Visa Premium debit card can be issued to all RDA FCVA and FCY accountholders meeting any of the following criteria:
- Minimum annual income of Rs. 5 million.
- At least Rs. 2 million deposit in Current, Savings, Term Deposit or equivalent amount in Foreign Currency Account.
- At least Rs. 2 million investment in Allied Bank’s Asset Management Company.
- House Loan of at least Rs. 20 million with Allied Bank.
- Senior Executives of companies whose annual turnover is Rs. 10 million and above in Company Business Account. A minimum of 12 month’s company relationship with the bank is required.
If you don’t have RDA FCVA or FCY account and fulfill any of the above criteria, please visit ABL’s RDA Digital Portal or any nearest ABL branch to open an account & enjoy FCY debit card’s benefits.
Your debit card can be used on ATMs, POS and for online purchases.
Visa debit card is equipped with a Near Field Communication (NFC) function that allows you to complete transactions by merely tapping your card at ATMs or POS terminals that displays a contactless sign. Also, these Visa debit cards are empowered with Verified by Visa – 3D Secure service to enjoy seamless online shopping experience with additional security. Your debit card can also be used by dipping the chip or swiping the magnetic stripe where contactless technology is not available.
Below are transaction limits for Cash Withdrawal, Utility Bill Payment (UBP), Funds transfer within Bank and other Banks (FT & IBFT), Point of Sale (POS) and eCommerce. These limits shall remain in Pakistani Rupees (PKR) and customer can avail equivalent amount in respective foreign currency.
| Descriptions | FCY Visa Classic Debit Card | FCY Visa Platinum Debit Card | FCY Visa Premium Debit Card |
| (Per Day limit in PKR) | (Per Day limit in PKR) | (Per Day limit in PKR) | |
| Cash Withdrawal | 100,000 | 300,000 | 500,000/ |
| POS & eCommerce | 100,000 | 500,000 | 1,000,000 |
| ATM FT & IBFT | 250,000 | 500,000 | 1,000,000 |
| Bill Payments & Donations | 1,000,000 | 1,000,000 | 1,000,000 |
FCY debit card Annual, Replacement and Transaction fee will be applicable as per bank’s Schedule of Charges.
FCY debit cardholders can avail numerous offers & discounts available on ABL cards. For details, click here
Get Cash: Being always on the move you can carry your bank account along. As, you can use your FCY Debit Card to withdraw cash directly from your bank account through millions of ATMs across the globe.
Shop Anywhere: Use the Visa power of your FCY Debit Card to shop over millions of retailers across the globe.
Shop Online: You can use your FCY Debit Card to shop from your favorite merchants online. Also, these Visa debit cards are empowered with Verified by Visa – 3D Secure service to enjoy seamless online shopping experience with additional security. If you have any questions, read FAQs on Online Shopping below.
Dine Out: Visit your favorite restaurants and place your order without having to worry about how much cash you have in your pocket – you can pay the bill with your FCY Debit Card, empowering you to pay directly from your account.
Pay Bills: Take the hassle out of paying your bills. Use your FCY Debit Card to pay your Utility & Telco bills, Broadband / Internet payment, Educational Fee and Various government payments. Please click to see the list of Available Payment options through ATMs.
Enjoy Traveling: Imagine traveling without having to carry cash. With your FCY Debit Card, you can book your flights and shop online with ease & convenience. When you need cash, use your Debit Card at any nearby ATM displaying the ‘VISA’ sign to withdraw cash.
Get Groceries: Go grocery shopping with your FCY Debit Card and you will never have to worry about having enough cash in your pocket.
Have Fun: Whether you feel like taking the family for a movie at the cinema or treating some friends to a night of bowling, you can do it all and much more with your FCY Debit Card.
Fuel Up: You can fuel up your car without emptying your wallet. Pay for your fuel purchases with your FCY Debit Card.
Stay Alert: Feel secure and keep a better track of your spending. SMS alerts facility will notify you when transactions are made on your account.
Hotels: Visa luxury hotel collection is comprised of over 900 intriguing and prestigious properties. All properties, from boutique gems to world famous hotels, provide a premium collection of benefits specially designed to offer an unparalleled experience. Kindly book through visaluxuryhotels.com to avail these offers. For more information, visit www.visaluxuryhotels.com
Purchase Protection: Purchase Protection ensures to keep your peace of mind intact whenever you make a purchase through FCY Visa Platinum Debit Card. It protects against any theft or accidental damage of the purchased items, so you may focus on simply finding the perfect purchase. Please visit https://cardholderbenefitsonline.com/ for more details.
Extended Warranty: Extended Warranty adds real value to the items purchased via FCY Visa Platinum Debit Card. It increases the repair period offered by the original manufacturer’s warranty for up to 1 year, so you may always feel the benefit of extra protection. Please visit https://cardholderbenefitsonline.com/ for more details.
Medical & Travel Assistance: FCY Visa Platinum Debit cardholders can enjoy the medical and travel assistance when they travel around the world. Customers may get telephonic medical advice and referrals during their travel. Please visit https://Cardholderbenefitsonline.com/ for more details.
Dining Discounts: Your FCY Visa Platinum Debit Card also takes care of your meals whether you are in Pakistan or travelling abroad with its exclusive discounts available at 200+ dining Just download the app “DragonPass Dine & Travel” from Apple App Store or Google Play Store and use the app to look for the locations offering discounts.
Avis Car Rental Service: You can hire a taxi service operated by one of the best-known car rental brands Avis Car Rental on special discounted rates. You can avail this rental offer by simply visiting avisworld.com/visa
Global Customer Assistance Service (GCAS): Our FCY Visa Platinum Debit cardholders can now avail Global Customer Assistance Service (GCAS) regarding their Visa Platinum Debit Card while traveling in any of the countries. For Visa Global Customer Assistance Services and/or toll-free numbers, please download the PDF file Visa Global Customer Assistance Services
How to Make a Travel Medical Emergency Claim: In the event of a travel medical emergency, please call 24/7 Assistance Department helplines:
- +44 (0) 208 762 8373 (English)
- +7 (495) 937 6453 (Russian, English)
- +971 (4) 253 6024 (Arabic, French, English)
How to Make Other Claim: For all other claims, please email at [email protected] and provide:
- Cardholder’s name,
- First 9 digits of covered card number,
- Cardholder’s address,
- The policy or section under which you wish to make a claim.
Allied Bank presents the all new Allied Visa Premium Debit Card to match your affluent and discerning lifestyle. Allied Visa Premium Debit Card is designed to serve you with the premium banking experience, round the clock anywhere, anytime and with the peace of mind. You are empowered with the range of exclusive services offered with Allied Visa Premium Debit Card to compliment your lifestyle needs.
Airport Lounge Access With access over 1,000 airport lounges in more than 300 cities all around the world, Allied Visa Premium Debit Card customers have rare privilege of travel. Use your Allied Visa Premium Debit Card and have relaxing, stress-free journeys. You have the privilege of 8 lounge visits in a calendar year after meeting eligibility criteria.
Eligibilty Critera to avail free lounge access Minimum transaction value of USD 1 at Point of Sale transactions including Face to Face, E Commerce, MOTO or Recurring transactions where Issuer is not located in the country of transaction; Spend may take up to 10 days to register with LoungeKey.
Download LoungeKey app or visit www.LoungeKey.com/visasignaturemena to search for participating lounges.
Airport Lounge Access (Karachi, Lahore, Islamabad and Multan) Enjoy complimentary CIP lounge access on international travel from Karachi, Lahore, Islamabad and Multan airports.
Hotels Visa luxury hotel collection is composed of over 900 intriguing and prestigious properties. All properties, from boutique gems to world famous hotels, provide a premium collection of benefits specially designed to offer an unparalleled experience. Please book through www.visaluxuryhotels.com to avail these offers. For more information, visit www.visaluxuryhotels.com
Purchase Protection Purchase Protection provides you with the peace of mind every time you make a purchase through Allied Visa Premium Debit Card. It protects against the theft or accidental damage of the purchased items, so you can focus on simply finding that perfect purchase. Please visit https://Cardholderbenefitsonline.com/ for more details.
Extended Warranty Extended Warranty adds real value to the items purchased with Allied Visa Premium Debit Card. It doubles the repair period offered by the original manufacturer’s warranty for up to 1 year, so you always feel the benefit of extra protection. Please visit https://Cardholderbenefitsonline.com/ for more details.
Extended Card Limit Usage Enjoy per day limit of PKR 500,000 on ATM withdrawals and PKR 1 Million on POS purchases with your Allied Visa Premium Debit Card.
Travel Insurance We have got you and your families covered. So, you can simply focus on enjoying every single moment of your travel experience. With multi-trip travel insurance, you and your family are covered on all trips up to 90 days in duration.
Insurance Coverage and Limits |
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| Travel Inconvenience & Cancellation Insurance |
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| Travel Medical Insurance |
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Please visit https://Cardholderbenefitsonline.com/ for more details.
Dining Discounts Your Allied Visa Premium Debit Card also takes cares of your meals whether you are in Pakistan or travelling abroad with its exclusive discounts at 200+ locations. Please just download the app “DragonPass Dine & Travel” from Apple App Store or Google Play Store and use the app to look for the locations offering discounts.
Fraudulent Card Misuse Protection Your Allied Visa Premium Debit Card is protected against unauthorized transactions or fraudulent use by unrelated third parties. This covers unauthorized charges as a result of loss or theft. For more information please visit: https://Cardholderbenefitsonline.com/
Q. What is the difference between a Debit and a Credit Card?
Debit Card gives you access to your money from your bank account while a Credit Card is a credit facility given by your bank.
Q. How can I get my Debit Card against my RDA FCVA and FCY Account?
You can opt for issuance of FCY Visa Classic, Platinum or Premium Debit card by visiting ABL website (RDA Digital Portal) or your nearest ABL branch if you fulfill the eligibility criteria. You can also upgrade or downgrade the debit card.
Q. On which FCY Account I can avail the debit card services?
You can avail VISA FCY debit cards on your FCY accounts having USD, GBP & EUR currencies.
Q. How this card is different from the debit card issued on PKR account?
Visa Classic and Platinum debit cards are issued on PKR regular accounts while FCY Visa Classic and Platinum debit cards are only issued to RDA FCVA and FCY accountholders.
Q. Where can I use my FCY Visa Classic or Platinum Debit Card?
Your Visa Classic or Platinum Debit Card is accepted at thousands of ATMs and merchants in Pakistan as well as at millions of ATMs, POS (Point of Sale) and online merchants worldwide.
Q. How can I activate my FCY Visa Debit Card?
You may activate your FCY Visa Debit Card from any Allied Bank ATM/CCDM using biometric option or by calling our 24/7 Allied Phone Banking at 111-225-225 using prefix (042) or (021). You can also activate your card using myABL Digital Banking only if you’re already registered with myABL Digital Banking Platform.
Q. What type of transactions can I perform with my FCY Visa Debit Card?
Your debit card is powered by Visa, making it acceptable at millions of acceptance points locally as well as globally. You can perform following transactions:
- Retail Point of Sale (POS) transactions on Merchant outlets
- Online / eCommerce Shopping
ABL ATM Services:
- Cash Withdrawal
- Balance Inquiry
- Bill Payments
- Donations
- Cheque book request
- Funds Transfer
- Mini Statement
Q. What is contactless feature?
Contactless card uses near field communication (NFC) for making secure payments. It requires only close proximity (less than 2 inches) to NFC enabled POS / ATM to conduct a transaction. Moreover, it can be taped on NFC enabled device without even removing it from your wallet.
Q. How will I use my FCY Visa Debit Card?
To pay using your card, first look for the contactless symbolat POS / ATM, then tap your NFC Card against the symbol on the terminal. You may be asked to enter your PIN for verification. Your card can also be used by dipping the chip or swiping the magnetic strip of your card on contact only POS terminals.
Q. How secure is contactless payment?
Your contactless payment is indeed highly secure and certainly much more secure than carrying cash. FCY Debit Card uses secure EMV technology so you can feel totally confident when you are using it to pay.
Q. Do I need to activate my FCY Visa Debit Card for Online Shopping?
Your FCY Visa debit cards are empowered with Verified by Visa – 3D Secure service to enjoy seamless online shopping experience with additional security. You can also deactivate this option by login to myABL digital banking under debit card services or by calling Allied Phone Banking at 111-225-225 using prefix (021) or (042) through your registered mobile number.
Q. Do I need to activate my FCY Visa Debit Card for shopping outside Pakistan?
At the time of issuance your card is inactive for international usage. You can activate international card usage by using myABL digital banking under debit card services or by calling Allied Phone Banking at 111-225-225 using prefix (021) or (042) through your registered mobile number.
Q. What are my daily transaction limits for using FCY Visa Debit Card?
Please see details in Transaction Limits section mentioned above.
Q. In case of card loss, where should I call?
In case of loss, theft, damage or if you suspect that your Card has been used fraudulently, immediately call Allied Phone Banking at (021) or (042) 111-225-225 within Pakistan or +9221-35301094 from outside Pakistan. You can also temporarily block your debit card using myABL Digital Banking.
Q. Can I share my debit card PIN with the merchant to process POS transactions?
Never share your debit card PIN with anyone and ensure to input it secretly at POS terminal so that no one can see it. For any assistance, please contact Allied Phone Banking at (042) or (021) 111-225-225.
