Step into the world of Digital Payments to offer convenience with Allied Bank, where we are revolutionizing the way businesses and their customers connect. Discover our innovative payment solutions, designed to elevate the way you conduct business. Our primary objective is to enhance the customer experience and drive the development of a thriving digital payment landscape in Pakistan.
To make this a reality, we have expanded our services to include Merchant Acquiring business, which guarantees a smooth merchant onboarding process and effortless payment acceptance. With ABL’s Acquiring solution, businesses gain the ability to seamlessly accept card payments from the world’s top global payment schemes like VISA, MasterCard, UnionPay and PayPak.
Unlock a world of possibilities with our wide range of services. Experience cutting-edge Android POS machines, seamless ECR integration, effective discount management and more.
- Innovative POS Technology
- Secure & Reliable Payment Processing System
- Tailored Solutioning
- Diverse Partnership Network
Latest Android POS Machines
With a user-friendly interface and special features tailored to your payment processing needs, we bring you the best in technology with our state-of-the-art Android POS Devices. These top-of-the-line POS machines come equipped with features such as GPRS, Wi-Fi, Ethernet, Dual SIM and more, making them a perfect fit for any business.
Merchant Portal Services
Experience the power of the Merchant Portal, an innovative network monitoring tool to address your financial needs, giving merchants unparalleled access to daily operational insights and reconciliation support.
With the emergence of international food and retail chains in Pakistan, the need for the most up-to-date Electronic Cash Register (ECR) is apparent. And with Allied Bank’s outstanding payment processing solution, ECR integration with all known ERP systems is made easier and efficient, promoting the modernization of payment transactions in enterprises.
Discount Management System
At Allied Bank, we strive to offer our Cardholders and our Merchants the utmost convenience by providing instant applicable discounts through the use of our Smart POS Machines. Additionally, we pride ourselves on our robust reporting platform which gives merchants the ability to maintain control over their transactions.
Flexible Payment Modes
We provide a range of payment channels for merchants, such as Auto Credit and IBFT Allied Banker’s Cheque (ABC), to cater to your specific requirements.
Our Sales and Support teams are 24/7 ready to help and provide assistance anytime, day or night. Feel free to reach out to us with any questions or requests for support.
For any inquiries, consultations, or to get started with ABL’s Merchant Acquiring Services, don’t hesitate to reach out to us at [email protected] or contact our Acquiring Sales Team at:
|Regional Sales Manager- Acquiring (Lahore Region)
|Regional Sales Manager- Acquiring (Islamabad Region)
|Regional Sales Manager- Acquiring (Karachi Region)
We are more than happy to assist you!
Q. What is an Acquirer?
An acquirer (also known as an acquiring bank) is a bank or financial institution that acts as an intermediary between merchants and customers by processing credit or debit card payments on behalf of a merchant and settling funds to the merchant.
Q. What is an Acquiring Bank vs. an Issuing Bank?
The acquiring lender bank, or acquirer, acquires the transaction on behalf of the merchant. The issuing bank, or issuer, serves the customer. It issues credit and manages the cardholder’s funds. These terms apply to where the banks lie within a transaction process. One bank may serve as an acquirer for one transaction, and then as an issuer for a different transaction.
Q. What is an Authorization?
An authorization is verification of the validity of a shopper’s credit or debit card and the available balance on the shopper’s card. A company’s authorization rate shows the percentage of approved transactions
Q. Are Allied Bank POS PCI DSS (Payment Card Industry Data Security Standard) compliant?
PCI DSS is a set of requirements designed to ensure that all companies that process, store and/or transmit credit and debit card information maintain a secure environment. ABL acquiring system is compliant on it.
Q. What are the connectivity mediums of Allied Bank’s POS machines?
GPRS, Wi-Fi, Ethernet POS.
Q. What is an Interchange Fee?
This is the fee collected by the customer’s issuing bank on every transaction. The fees are set by the card schemes. Acquirers charge per transaction merchant discount rate (MDR) to merchants out of which interchange is paid by acquirer to issuer at pre agreed percentage
Q. What is a Refund?
A credit to a cardholder, usually due to the return of a good or service.
Q. What is a Chargeback?
A chargeback is the process initiated by a cardholder when they contact their issuing bank to dispute a transaction on their account. Once initiated, the funds are debited from the merchant and returned to the purchaser/customer. A chargeback can be initiated for reasons such as fraud, goods damaged/not received, etc.
Q. Which payment scheme cards does Allied Bank’s POS accepts?
We accept VISA, MasterCard, UPI & PayPak Cards.
Q. Can anyone other than Allied Bank Customer apply for POS Services?
Q. What are the Merchant Payment Modes of Allied Bank?
We transfer daily settlement amount through IBFT (Inter-Bank Funds Transfer) and FT (Funds Transfer).
Q. Is there any POS Machine/Setup Fee involved?
Free of Cost
Q. Is there any minimum Balance Requirement to apply for POS Services?
No Minimum Balance Requirement