Allied UnionPay PayPak Classic Debit Card

• Allied UnionPay PayPak Classic Debit Card – Regular Account

• Allied UnionPay PayPak Classic Debit Card – Asaan Account

Visit your nearest Allied Bank branch to apply for your card and start enjoying modern banking convenience.

• Global Acceptance: Shop and withdraw cash worldwide at UnionPay ATMs and POS merchants.

• Online Shopping: Shop from local and international e-commerce platforms.

• Dining & Lifestyle: Pay at restaurants, cinemas, and recreational outlets with ease.

• Bill Payments: Conveniently pay utility bills, educational fees, and more.

• Travel with Ease: Book flights, shop abroad, and withdraw cash—no need to carry cash.

• Contactless Payments: Tap to pay at NFC-enabled POS terminals—no swipe or insert required.

• SMS Alerts: Receive real-time transaction notifications for added security.

Note:

• Asaan Account holders are limited to PKR 500,000 in total debit/credit transactions per month.

• For Non-Resident Accounts, the same limits as Regular apply, but international usage is restricted.

Q1. What is the difference between a debit card and a credit card?

A debit card provides access to your funds directly from your bank account, while a credit card is a borrowing facility extended by the bank, allowing purchases on credit.

Q2. Where can I use my Allied UnionPay PayPak Classic Debit Card?

You can use this card at 1Link ATMs and merchant outlets across Pakistan, as well as at millions of UnionPay ATMs, POS terminals, and online merchants worldwide.

Q3. How do I activate my Allied UnionPay PayPak Classic Debit Card?

You can activate your card through:

• Biometric verification at any Allied Bank ATM

• Allied Phone Banking at (042/021) 111-225-225

• myABL Digital Banking (for replaced or renewed cards)

Note: Cards inactive for 90 days will be permanently blocked and require reissuance.

Q4. What types of transactions can I perform with my debit card?

You can perform:

• Retail POS purchases

• Online / e-Commerce shopping

At Allied Bank ATMs:

• Cash withdrawal

• Bill payments

• Donations

• Fund transfers

• Balance inquiry

• Mini statements

• Cheque book requests

At Other Bank ATMs:

• Cash withdrawal

• Balance inquiry

Q5. What is the contactless payment feature?

Contactless cards use NFC (Near Field Communication) technology to enable secure payments by simply tapping the card on an NFC-enabled terminal—no need to swipe or insert.

Q6. How do I use the contactless feature of my debit card?

Look for the contactless symbol at the ATM or POS terminal. Tap your card on the reader and wait for the confirmation light. In some cases, you may need to enter your PIN for added security.

Q7. Is contactless payment secure?

Yes. Contactless payments use EMV chip technology, which makes them more secure than carrying physical cash.

Q8. How can I shop online using my Allied UnionPay PayPak Classic Debit Card?

You must first activate the card for online use by:

• Logging into myABL Digital Banking, or

• Calling Allied Phone Banking at (042/021) 111-225-225

Once activated, you can shop at any online merchant that accepts UnionPay.

Q9. Do I need to activate my debit card for international transactions?

Yes. International usage must be enabled by:

• Using myABL Digital Banking, or

• Calling Allied Phone Banking

Once activated, you can transact globally at merchants accepting UnionPay.

Q10. What are the daily transaction limits for this card?

Transaction limits vary based on account type. Please refer to the Allied UnionPay PayPak Classic Debit Card section on the Allied Bank website for the latest limits.

Q11. What should I do if my card is lost or stolen?

Immediately report the loss by calling:

• (042/021) 111-225-225 (within Pakistan)

• +9221-35301094 (from outside Pakistan)

You can also block the card instantly using myABL Digital Banking.

Q12. Can I share my PIN with a merchant for POS transactions?

No. Never share your PIN. Always enter it discreetly at the POS terminal to protect your account.