Allied UnionPay PayPak Classic Debit Card

• Allied UnionPay PayPak Classic Debit Card – Regular Account

• Allied UnionPay PayPak Classic Debit Card – Asaan Account

Visit your nearest Allied Bank branch to apply for your card and start enjoying modern banking convenience.

• Global Acceptance: Shop and withdraw cash worldwide at UnionPay ATMs and POS merchants.

• Online Shopping: Use your card to buy from local and international e-commerce platforms.

• Dining & Lifestyle: Pay at restaurants, cinemas, and recreational spots with ease.

• Bill Payments: Conveniently pay utility bills, educational fees, and more.

• Travel with Ease: Book travel, shop abroad, and withdraw cash without carrying physical currency.

• Contactless Payments: Tap to pay with NFC-enabled POS terminals—no need to insert or swipe.

• SMS Alerts: Stay informed with real-time transaction notifications.

Note:

• Asaan Account limits: PKR 500,000 max debit/credit per month.

• For Non-Resident Accounts: Same limits as Regular, but international use is restricted.

International ATM Withdrawal Limits

Q1. What is the difference between a Debit Card and a Credit Card?

A Debit Card provides access to your funds from your bank account, while a Credit Card is a borrowing facility extended by the bank allowing purchases on credit.

Q2. Where can I use my Allied UnionPay PayPak Classic Debit Card?

This debit card is accepted at 1-Link ATMs and merchant locations across Pakistan, as well as at millions of UnionPay ATMs, POS terminals, and online merchants globally.

Q3. How do I activate my Allied UnionPay PayPak Classic Debit Card?

You can activate your card through biometric verification at any Allied Bank ATM, by calling Allied Phone Banking at (042/021) 111-225-225, or via myABL Digital Banking for renewed/replaced cards. Inactive cards for 90 days will be blocked permanently.

Q4. What types of transactions can I perform with my Debit Card?

You can perform:

• Retail POS purchases

• Online/e-Commerce shopping

• At ABL ATMs: cash withdrawal, bill payments, donations, fund transfers, balance inquiry, mini statement, and cheque book request

• At other bank ATMs: cash withdrawal and balance inquiry

Q5. What is the contactless payment feature?

Contactless cards use NFC (Near Field Communication) to enable secure transactions by simply tapping the card on an NFC-enabled terminal—no need to swipe or insert.

Q6. How do I use the contactless feature of my Debit Card?

Look for the contactless symbol at an ATM or POS terminal. Tap your card on the machine and wait for the confirmation light. You may need to enter your PIN for added security.

Q7. Is contactless payment secure?

Yes, contactless payments use secure chip technology, making them safer than carrying cash.

Q8. How can I shop online using my Allied UnionPay PayPak Classic Debit Card?

Activate your card for online use via myABL Digital Banking or by calling Allied Phone Banking. Once activated, you can shop at any online merchant accepting UnionPay.

Q9. Do I need to activate my Debit Card for international transactions?

Yes, international usage must be enabled via myABL or by contacting Allied Phone Banking. After activation, you can use the card globally at UnionPay-accepting merchants.

Q10. What are the daily transaction limits for this card?

Limits vary based on account type. Please refer to the Allied UnionPay PayPak Classic Debit Card section on the ABL website for updated details.

Q11. What should I do if my card is lost or stolen?

Immediately report the loss by calling (021/042) 111-225-225 (within Pakistan) or +9221-35301094 (from abroad). You can also block the card using myABL Digital Banking.

Q12. Can I share my PIN with a merchant for POS transactions?

No. Never share your PIN with anyone. Always enter it privately to protect your account.