PRISM

Transferring money becomes an easier, faster process with PRISM.

Pakistan Real time Interbank Settlement Mechanism/PRISM/RTGS is the fastest possible money transfer system through the banking channel. Because settlements are made in real time, transactions are not subject to any waiting periods. With RTGS/PRISM, transferring money becomes an easier, faster process.


  • What is PRISM Funds Transfer?

    An inter-bank funds transfer system that makes transactions in ‘real time’. PRISM is a mechanism of Inter Bank Transfer enables electronic transfer of funds from the account of the remitter in one Bank to the account of the beneficiary maintained with any other Bank branch.

  • What are the benefits?

    • Speed – transfers in real-time
    • The 3rd Party transfer through PRISM/RTGS fall into one of two categories
      • Big Value 3rd Party Transfers (Rs 1.000M and above)
      • Small Value 3rd Party Transfers (Rs 0.100M to Rs 0.999M)
    • Faster settlement cycles – no more inter-bank or clearing house settlement issues
    • Wider boundaries – no geographical limitations within Pakistan


  • PRISM/RTGS Timing at ABL Branches

    Days Reciept of RTGS Request
    Monday to Friday 09:00 AM to 12:30 PM
    12:30 PM to 02:00 PM
    02:00 PM to 03:00 PM
    Saturday 09:00 AM to 10:30 PM
    10:30 AM to 11:30 PM