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SBP introduced this refinance facility for wide range of SME clusters / sectors.  Financing shall be available for;

  • Purchase of new imported / local plant & machinery for BMR/new SME units.
  • Import / local purchase of new generators up to a maximum capacity of 500 KVA.
  • Purchase of plant and machinery for up-gradation of existing conventional brick kilns and establishment of zigzag technology-based brick kilns, being SMEs.

Salient Features:

  • IRFMS will be financed through Diminishing Musharakah mode.
  • Maximum financing tenor will be ten (10) years.
  • The maximum limit for obtaining financing under this scheme shall be as per SME PRs.
  • Refinance Rate: 6.00%
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