Follow these simple steps to register:
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Download the app from Google Play, Huawei AppGallery, or the Apple Store.
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Tap “Get Started” and accept the terms and conditions.
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Provide your mobile number and CNIC/SNIC.
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Enter the OTP sent via SMS.
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Submit additional details: CNIC issue date, city, full name, parent/spouse name, address, profession, and more.
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Create a secure password and start using your wallet instantly.
myABL Wallet enables fund transfers across various channels:
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myABL Wallet to myABL Wallet
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myABL Wallet to ABL Regular Account
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myABL Wallet to Other Bank (IBFT)
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myABL Wallet to CNIC (non-wallet users)
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Linked ABL Account Transfers
Make payments quickly and securely for:
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Utility bills
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Mobile vouchers/top-ups
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Postpaid bills
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Broadband/internet
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Mutual fund investments
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School/college fees
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Credit card bills
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Donations
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Tickets for events and transport
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QR-based retail transactions
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Tax and challan payments
Users can apply for a co-badged UnionPay International (UPI)/PayPak debit card directly from the app. The card will be delivered to your doorstep and supports:
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ATM withdrawals
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Online shopping
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Retail POS transactions
Note: Biometric verification is required to activate debit card services.
Receive remittances directly from overseas into your myABL Wallet account.
Upgrade to Home Remittance Account (HRA):
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Level 1 users: Select “Upgrade to HRA” in the app under “Account Services” and provide remittance details as prompted.
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Level 0 users: Must first upgrade to Level 1 before converting to HRA.
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Face ID/Biometric Login: Login using biometric authentication for iOS & Android; Face ID for iOS only.
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Cash Deposit/Withdrawal Services: Deposit and withdraw cash at nearby ABL branches from your wallet account.
Note: Account holders must be biometrically verified to use this service.
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Branch & ATM Locator: Find nearby branches and ATMs within the app.
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Register Complaints: Lodge complaints directly from the app or call the ABL helpline.
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Upgrade Account: Upgrade Level 0 accounts to Level 1, and Level 1 to HRA after biometric verification.
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Update Personal Information: Easily update CNIC details, email, and postal address.
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Link/Delink Bank Account: Link or delink your regular ABL bank account to your wallet for transfers.
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Discounts & Offers: View and avail discounts and offers on QR payments and card usage.
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Generate Account Statement: View and download account statements for a selected time period.
Types of Accounts
Level | Account Description |
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Level – 0 | Basic branchless banking account with low transaction limits. |
Level – 1 | Biometrically verified account with higher transaction limits. |
Home Remittance Account | Specialized L1 account for receiving international remittances. |
Account Limits – Branchless Banking & HRA
Account Type | Daily Limit | Monthly Limit | Yearly Limit | Max Balance |
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Level 0 | Rs. 25,000 ** | Rs. 50,000 | Rs. 200,000 | Rs. 200,000 |
Level 1 | Rs. 50,000 /* | Rs. 200,000 | N/A | Rs. 1,000,000 |
HRA Limits
Transaction Type | Limit |
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Daily Cash Withdrawal | Rs. 50,000 |
Monthly Withdrawal | Rs. 500,000 |
Max Balance | Rs. 1,500,000 |
* Limit not applicable on salary credits
** Limit not applicable on payments to billers
Available on:
Scan the QR code on this page to download instantly.