Overview
This scheme allows women-owned small and medium enterprises (SMEs) to avail financing at subsidized rates, backed by SBP’s support. Allied Bank is proud to be a participating institution, helping women entrepreneurs secure funding to grow and sustain their businesses under favorable conditions.
Eligibility Criteria
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Valid CNIC/SNIC
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Pakistani resident female entrepreneurs
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Applicable to startup ventures or business expansions
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Only women-owned small/medium businesses
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Age between 20 and 65 years
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Must have a clean credit history
Features & Benefits
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Loan Amount: Up to PKR 5 million
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Tenure: Maximum of 5 years, with a grace period of up to 6 months
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Zero processing fee
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Markup Rate: Up to 5% per annum (subject to SBP guidelines)
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60% risk coverage by SBP on outstanding principal
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Collateral: Preferably personal guarantee of the borrower
Frequently Asked Questions (FAQs)
Q1. Does ABL charge Processing Fee or any other charges?
No, ABL does not charge any processing fee under this scheme.
Q2. How much loan can I avail under this scheme?
You can avail up to PKR 5 million.
Q3. What is the loan repayment option?
Repayment is made through equal quarterly installments after the grace period (if applicable).
Q4. Is there any collateral requirement to apply
Financing is preferably offered against the personal guarantee of the borrower.
Q5. Can I avail running finance under this scheme?
No, only term finance is available under this scheme.