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Overview – Allied Aitebar Behtar Munafa Certificate

Allied Aitebar Behtar Munafa Certificate is a Shariah-compliant term deposit designed for short-term investors. Offered under the Mudharabah contract, it provides flexible tenors with attractive profit rates and convenient profit payout options.

Product Name Allied Aitebar Behtar Munafa Certificate
Eligibility All Account Holders (Existing and New) – individuals as well as businesses
Type Term Deposit (Certificate)
Terms/Tenors offered 1 Month  (Profit payment only on Maturity)

3 Months

6 Months

1 Year
Profit payment frequency At monthly (for 3 month, 6 month and 1 year tenors)

At maturity
Minimum & Maximum Investment Requirement Minimum:  Rs.25,000/-

Maximum:  No Limit
Reinvestment (Roll Over) Allowed
Pre-Maturity encashment

(Early redemption)

 No premature charges or termination fees will be charged on any type of certificate.

The profit rate of nearest completed period of Allied Islamic Investment Certificate shall be applied.
Zakat Deduction Zakat will be deducted as per the Zakat & Ushr Ordinance 1980, unless Zakat exemption certificate is submitted.
Withholding Tax on Profit All taxes and levies are applicable as per prevailing Income tax provisions/ Government rules.

 

  • Fully Shariah-compliant investment under Mudharabah contract

  • Ideal for short-term investment planning

  • Profit payouts monthly or at maturity depending on tenor

  • Zero premature withdrawal charges

  • Minimum deposit of only PKR 25,000

  • Open to both individuals and businesses

This term deposit is backed by Allied Islamic Banking’s trusted principles and allows customers to grow their savings without compromising their values. With competitive returns and flexible encashment policies, Allied Aitebar Behtar Munafa Certificate is an ideal choice for anyone seeking ethical financial growth.

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