Allied Aitebar Home Musharakah

You may be eligible for Allied Aitebar Home Musharakah if you meet the following requirements:

General Requirements

• Must be a Pakistani national.

• Age between 25 and 57 years.

For Salaried Individuals

• Minimum six (06) months’ banking relationship with Allied Bank and/or any other bank.

• Minimum net monthly salary: PKR 50,000

For Self-Employed Business Persons / Professionals

• Minimum one (01) year relationship with ABL or two (02) years with another bank.

• Business/profession must be operational for:

  • At least two (02) years (if banking with ABL), or

  • At least three (03) years (if banking with another bank).

• Minimum net monthly income:

  • PKR 75,000 with ABL relationship

  • PKR 100,000 with other bank relationship

• Financing amount of up to PKR 75 million

• Flexible tenure options: 3 to 25 years

• Easy and efficient processing

• Free Life Takaful coverage

• Asset transfer facility available

• Offered in: Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad, and Multan

To apply for Allied Aitebar Home Musharakah, you will need to submit the following documents:

• CNIC / Smart NIC (copy)

• Proof of income

• Last six (06) months’ bank statement (ABL or other bank)

• Completed and signed application form

• Additional documents may be required based on case evaluation

Allied Aitebar Islamic Banking supports low-cost housing under the SBP Refinance Scheme in line with IH&SMEFD Circular No. 6 of 2019 (as amended).

Eligible Individuals

• Widows

• Children of martyrs (law enforcement agencies, armed forces, or civilians martyred in terrorist attacks)

• Special persons (holding CNIC with disability symbol)

• Transgender individuals

Financing Details

• Maximum financing: PKR 3.15 million

• Minimum net verifiable income: PKR 30,000

• Financing tenure: Up to 12.5 years, including a 6-month grace period (or as advised by SBP)

Pricing: