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Available in five maturities: 3-month, 6-month, 12-month, 3-year, and 5-year
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Profit on 3-, 6-, and 12-month NPCs is paid on maturity
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Profit on 3-year and 5-year NPCs is paid on a semi-annual basis
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Fully repatriable with quick processing
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Zakat exempt
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Premature encashment option available
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Financing facilities available against NPCs pledged as security
Currency |
Minimum Investment |
3-Month |
6-Month |
12-Month |
3-Year |
5-Year |
|---|---|---|---|---|---|---|
| USD | 1,000 (multiples of 500) | 7.00% | 7.00% | 7.00% | 7.50% | 7.50% |
| PKR | 10,000 (multiples of 1,000) | 13.50% | 13.50% | 13.00% | 12.50% | 12.50% |
| GBP | 1,000 (multiples of 500) | 7.25% | 7.25% | 7.25% | 7.50% | 7.50% |
| Euro | 1,000 (multiples of 500) | 5.25% | 5.25% | 5.25% | 5.25% | 5.25% |
Currency |
Minimum Investment |
3-Month |
6-Month |
12-Month |
3-Year |
5-Year |
|---|---|---|---|---|---|---|
| USD | 1,000 (multiples of 500) | 7.00% | 7.00% | 7.00% | 7.50% | 7.50% |
| PKR | 10,000 (multiples of 1,000) | 13.50% | 13.50% | 13.00% | 12.50% | 12.50% |
| GBP | 1,000 (multiples of 500) | 7.25% | 7.25% | 7.25% | 7.50% | 7.50% |
| Euro | 1,000 (multiples of 500) | 5.25% | 5.25% | 5.25% | 5.25% | 5.25% |
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Roshan Digital Account holders
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Non-Resident Pakistanis (NRPs)
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Resident Pakistanis with declared foreign assets
Apply through your Roshan Digital Account with Allied Bank:
Login to ABL RDA Portal
Q1: What is Naya Pakistan Certificate investment?
A government-backed certificate offering competitive returns for FCVA and NRVA account holders.
Q2: How is profit paid to investors?
Profit and principal are directly credited to the customer’s Roshan Digital Account.
Q3: Are these certificates transferable?
No, NPCs are non-transferable, except under applicable laws.
Q4: Who issues the Naya Pakistan Certificates?
NPCs are issued by the Government of Pakistan and administered by SBP. Allied Bank acts as a facilitating institution.
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Suggestions & Queries: [email protected]
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Complaints: [email protected] / [email protected]