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Processing Fee: As per Schedule of Charges (SOC)
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Free Online Banking: Includes e-statement and internet banking
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Available to All Obligor Types: Consumer, SME, and Corporate categories
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Zero-Rated Financing: Against current local currency deposits (up to 50%)
Flexible Facility Options
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Running Finance (Revolving Credit)
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Term Finance
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Letter of Guarantee
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Letter of Credit
Maximum Financing Limits
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Up to PKR 150 million per single obligor
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Group exposure: Up to PKR 200 million
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Facility Limit: Based on loan-to-value benchmarks (drawing power model)
Collateral Options
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Local or Foreign Currency Bank Deposits (USD, GBP, EUR)
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National Savings Certificates (DSC, SSC, RIC)
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Allied Asset Management Investments (ABL Income Fund, ABL Cash Fund, ABL Islamic Income Fund, ABL Stock Fund, etc.)
Special Allowance: LG discounting is permitted against guarantees issued in favor of pesticide/fertilizer companies.
