Salient Features
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Financing facility is available for SME borrowers, as defined in the Prudential Regulations of SBP for SMEs.
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Financing is available for the local purchase/import of new machinery for BMR of existing SME units and for setting up new SME units, including purchase of new generators up to 500 KVA.
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Financing is available only against LCs in case of imported plant and machinery.
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Financing is available up to the C&F value of the imported new plant and machinery and/or ex-factory/showroom price of the new locally manufactured machinery.
Amount of Facility
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Small Enterprise (SE): Maximum up to Rs. 25.00 Million*
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Medium Enterprise (ME): Maximum up to Rs. 200.00 Million*
Tenor of Loan
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Maximum period of 10 years, including a grace period of 6 months
Markup Rate for End User
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6.0% p.a.
Repayment
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Principal: Repayable in equal quarterly/half-yearly instalments after the prescribed grace period
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Markup: Quarterly
Designated Branches
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All ABL branches
* Entire financing shall be subject to adherence to all rules and regulations issued by SBP from time to time, and compliance with all applicable SBP Prudential Regulations.
Salient Features
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Financing is available for the establishment, expansion, or BMR of silos, warehouses, and cold storage facilities for storing agricultural produce.
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Financing is available for the local purchase/import of new plant & machinery/new generators used in silos, warehouses, and cold storages.
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Up to 65% of the cost of civil works is also eligible under the scheme.
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Financing is available up to the C&F value/ex-factory/showroom price of plant, machinery, and generators.
Maximum Financing per Project
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Rs. 500.00 Million*
Tenor of Loan
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Maximum period of 7 years, including a grace period of 6 months
Markup Rate
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6.0%
Repayment
-
Principal: Repayable in equal quarterly/half-yearly instalments after the prescribed grace period
-
Markup: Quarterly
Designated Branches
-
All ABL branches
* Entire financing shall be subject to adherence to all rules and regulations issued by SBP from time to time, and compliance with all applicable SBP Prudential Regulations.