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No initial deposit required for account opening
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Monthly profit payout, calculated on average monthly balance
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Free Cheque Book issuance
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Free Inter-branch Online Transactions (Cash Deposit, Withdrawal, Account Transfer)
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Free myABL Internet Banking registration and annual subscription
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(Transaction charges apply as per ABL-IBG SOC)
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Free SMS Alerts for ADC transactions
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No minimum balance requirement
| Tier 1 | Tier 2 | |
| Monthly Salary | Rs. 37,000/- | Above Rs. 37,000 |
| Account Type | Normal – Remunerative Current Asaan – Remunerative Current |
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| Initial Deposit | Zero | |
| Debit Card Limits |
Free for Life Allied UPI Pay Pak co-badged Debit Card (Classic only).
Free for Life Allied UPI Pay Pak co-badged Debit Card – Asaan only. Note: Charges shall be applicable as per ABL-IBG SOC |
Free for Life as per available Card Variant.
Free for Life Allied UPI Pay Pak co-badged Debit Card – Asaan only. Note: Charges shall be applicable as per ABL-IBG SOC |
To enter into the Salary Management Agreement, the employer must:
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Open an Allied Islamic Business Plus Account for salary disbursement
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Have a minimum of 50 employees on payroll
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Ensure minimum salary disbursement of PKR 37,000 per employee per month
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Full control of payroll via Allied Business Internet Banking (as per arrangement)
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Preferential consumer finance rates (subject to ABL’s Consumer Finance Policy for corporate tie-ups)
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Salary processing fee: PKR 50 per account (plus taxes)
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Fee waiver possible based on business volume and cost-benefit analysis
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Maintain an agreed average monthly deposit
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Route a mutually agreed percentage of business through ABL-IBG
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Ensure salary disbursement begins the same month of account opening
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Disburse salaries from employer’s ABL-IBG account only
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No salary disbursement allowed via same-day cash or clearing transactions
Note: All documentation must comply with ABL’s policies and regulatory guidelines.