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Overview – Allied Islamic Anmol Plus Account

The Anmol Plus Account is designed to offer flexible and accessible Islamic banking. It combines traditional chequing convenience with Shariah-compliant profit sharing. The account is ideal for individuals looking for a riba-free, full-service solution that also rewards depositors based on the Bank’s declared profits.

  • Deposits are invested in Shariah-compliant modes of financing/investments

  • No account closing charges

  • Initial deposit:

    • PKR 1,000 for Pak Rupees Account

  • Unlimited deposit/withdrawal transactions (unless otherwise stated)

  • Value-added services (free or charged at parent/remote branches) as per Bank’s policy

  • Online banking at all ABL branches

  • Allied Cash Plus Shop Visa Debit Card, ATM card

  • Access to myABL Internet Banking

  • 24/7 Allied Phone Banking

  • SMS alerts on account transactions

  • Remittance options in:

    • Foreign currency

    • Local currency (as per SBP rules — e.g., tuition, medical, travel, etc.)

  • Issuance of CDR (Call Deposit Receipt)

  • Online clearing (cheque/instrument deposit for clearing/collection via remote branch)

  • Free Cheque Book & Online Banking (Cash Deposit / Withdrawal / Transfer)

  • Operated on the Mudarabah model with no minimum balance requirement

  • Profit/loss sharing on a monthly basis or as declared by the Bank

  • Account can be opened in PKR only

  • Following free benefits if monthly minimum balance of the previous month is PKR 100,000 or above:

    • Issuance of:

      • Allied Banker Cheque (Payable at any branch)

    • Cancellation of:

      • Allied Banker Cheque (Payable at any branch)

      • Call Deposit Receipt

    • Duplicate Issuance of: