Launching industry’s first PayPak (Domestic Payment Scheme) Prepaid Card.
Allied EZCash is a re-loadable Prepaid Card which comes with the convenience of easy load/reload/top-up from any ABL branch. This card is instantly issued from all ABL branches and can be used on ATM for cash withdrawal, bill payment, mobile top-ups and purchasing goods from merchants at Point of Sale (POS) machines where PayPak Cards are accepted. Allied EZCash offers greater security with PIN for Point-of-Sale (POS) Transactions as well i.e. use of Prepaid Card for shopping requires cardholders to enter PIN to authorize their purchase transactions.
While Allied EZCash Prepaid Card is designed primarily to target the un-banked/walk-in customers, ABL’s existing customers/Accountholders can also avail this new product to manage and secure cash-in-hand.
Eligibility Criteria for Prepaid Card Issuance
Individuals/ persons having valid CNIC/SNIC/NICOP who fulfill the application requirements and upon successful verification through NADRA’s system can obtain Allied EZCash Prepaid Card from any ABL branch.
Maximum Aggregate Loadable Amount/Credit
The total amount that can be loaded in a Prepaid Card in a calendar year either in one instance or multiple, including any balance amount carried over from the preceding year, should not exceed the allowed maximum limit as given below:
- PKR 500,000 for customers verified biometrically.
- PKR 100,000 for customers verified through NADRA Verisys/ Vernic (in case of failure of biometric verification).
- ABL Branch
- Allied Mobile & Internet Banking
The card will enable the customers to perform a set of transactions using the country-wide network of ABL ATMs (On net) and also at other network (Off net) ATMs of 1Link/M-NET member banks.
Cash Withdrawal Rs. 20,000 per day Point-of-Sale (POS) Rs. 20,000 per day Fund Transfer* via ATM – On net Rs. 20,000 per day via Allied Mobile & Internet Banking Rs. 50,000 per day via Allied Phone Banking Rs. 10,000 per day via Allied SMS Banking Rs. 100,000 per day Bill Payment
via ATM – On net Rs. 50,000 per month via Allied Mobile & Internet Banking Rs. 50,000 per month via Allied Phone Banking via Allied SMS Banking Rs. 25,000 per day
Rs. 100,000 per month
Service Charges (PKR)
Allied Mobile & Internet Banking Registration Charges Free Allied Mobile & Internet Banking Annual Subscription Charges Free Own Account Funds Transfer through Allied Mobile & Internet Banking Rs. 10/- per transaction Own Account Funds Transfer through Allied SMS Banking Free Charges on Cash Withdrawal Transactions (Domestic) – On net Free Charges on Cash Withdrawal Transactions (Domestic) – Off net Rs. 15/- (Off net) or as applicable Charges on Balance Enquiry – On net Free Charges on Balance Enquiry – Off net Rs. 5/- per enquiry or as applicable Mini Statement – On net Free Printing of Statement of Account from ABL Branch Charges as per SOC Card Issuance Fee Rs. 200/- Replacement Fee Rs. 200/- Re-load** Fee Free Federal Excise Duty (FED) and all other applicable Government levies will be charged in addition to service charges.
*Funds transfer (ABL to ABL) can be done on same CNIC between own Accounts only.
**Reload can be through any ABL branch by cash or by transfer cheque i.e. own account at parent branch.
Frequently Asked Questions
Q: How do I apply for Allied EZCash Prepaid Card?
A: Allied EZCash Prepaid Cards are instantly issued from all ABL branches. Please visit your nearest branch to apply.
Q: Once I receive my Allied EZCash Prepaid Card, how can I activate?
A: Please call our 24×7 Customer Service at 111-225-225 for activation of your Allied EZCash Prepaid Card.
Q: Where can I use my Allied EZCash Prepaid Card?
A: This card can be used on ATM for cash withdrawal, bill payment, mobile top-ups and purchasing goods from merchants at Point of Sale (POS) machines (where “PayPak Cards are accepted).
Q: Is Allied EZCash Prepaid Card secure?
A: Yes, Allied EZCash offers greater security with PIN for Point-of-Sale (POS) transactions i.e. use of Prepaid Card for shopping requires cardholders to enter PIN to authorize their purchase transactions.
Q: What do I do if my card is lost or stolen?
A: In case of lost/stolen cards, immediately call Allied Phone Banking at 111-225-225 to block/de-activate the card.
Q: What do I do for the replacement of my previous card?
A: For card replacement, customer must block/ de-activate previously issued card by calling Allied Phone Banking 111-225-225.
Q: Is mobile number mandatory for the issuance of Prepaid Card?
A: Yes, mobile number is mandatory requirement for the issuance of Prepaid Card.
Q: How do I close Prepaid Card Account?
A: Permanent closure of Prepaid Card Account can be done through parent branch where the Prepaid Card was issued first time and is subject to account closing processing charges as per Bank’s SOC.
Q: How do I receive the remaining balance (if any) upon closure of my Prepaid Card Account?
A: On closure of Prepaid Card Account, remaining balance less any applicable charges will be paid to the customer through Allied Bankers Cheque (ABC) as per existing process.
Q: Would I receive my amount back if I am unable to activate my Prepaid Card?
A: In case Prepaid Card Account is not regularized/ activated or the customer is unable to activate Prepaid Card due to limitation or restriction, full amount shall be refunded within 5 working days of receiving customer request.