What Is a Minimum Balance Requirement?
A minimum balance is the lowest amount a bank requires you to keep in your account at all times. If your balance falls below this threshold, the bank may charge a monthly fee. Some accounts in Pakistan have no such requirement — these are commonly called free accounts or zero-balance accounts.
Allied Bank clearly separates its accounts by balance requirement category, making it easier to match the right account to your financial situation.
Allied Bank Minimum Balance by Account Type — 2026
Current Accounts
| Account | Details |
|---|---|
| Allied Current Account | To keep: No minimum balance required To open: PKR 1,000 Who it’s for: Salaried individuals and professionals |
| Allied Easy Current Account | To keep: No minimum balance required To open: PKR 1,000 Who it’s for: Customers who want a balance-free current account |
| Allied Asaan Account | To keep: No minimum balance required To open: PKR 100 Who it’s for: First-time account holders and unbanked customers |
| Allied Basic Banking Account | To keep: No minimum balance required To open: PKR 1,000 Who it’s for: Low-income individuals needing basic banking access |
| Allied Express Account | To keep: No minimum balance required To open: Zero Who it’s for: Remittance beneficiaries |
| Allied Freelancer Account | To keep: No minimum balance required To open: Zero Who it’s for: Freelancers and remote workers |
Savings Accounts
| Account | Details |
|---|---|
| Allied PLS Savings Account | To keep: No minimum balance required To open: PKR 100 Who it’s for: Customers who want to grow their savings |
| Allied Asaan Saving Account | To keep: No minimum balance required To open: PKR 100 Who it’s for: Low-income and first-time savers |
| Platinum Rewarding Profit Account | To keep: PKR 10,000 To open: PKR 500 Who it’s for: General savers earning monthly profit |
Exclusive and Segment Accounts
| Account | Details |
|---|---|
| Allied Youth Account | To keep: Ages 18–25: PKR 10,000 / Ages 26–35: PKR 50,000 To open: PKR 1,000 Who it’s for: Residents aged 18–35 |
| Allied Youth Asaan Account | To keep: Ages 18–25: PKR 10,000 / Ages 26–35: PKR 50,000 To open: PKR 100 Who it’s for: Young customers aged 18–35, simplified requirements |
| Allied Senior Citizen Account | To keep: PKR 100,000 (Savings variant) / PKR 50,000 (Current variant) To open: PKR 100 (Asaan variant) / PKR 2,000 (Regular variant) Who it’s for: Customers aged 55 and above |
| Allied Rising Star Account | To keep: No minimum balance required To open: PKR 100 Who it’s for: Minors aged 0–18 — operated by parent or guardian |
| Allied Khanum Account | To keep: No minimum balance required To open: PKR 100 (Asaan variant) / PKR 2,000 (Regular variant) Who it’s for: Women customers |
Free Accounts in Pakistan Allied Bank's Zero-Balance Options
Several Allied Bank accounts carry no minimum balance requirement. These are the accounts to consider if you want a free account in Pakistan with no monthly maintenance fee risk.
The Allied Asaan Account is a State Bank of Pakistan (SBP) mandated account for financial inclusion. You can open it in both variants of Current or Savings with no income proof. Transaction limits apply as per SBP guidelines.
The Allied Basic Banking Account is a zero-fee account offered under SBP’s basic banking directive. It allows two cash withdrawals and two cash deposits per month. There is no minimum balance requirement and no monthly fee.
If a customer needs a current account for day-to-day transactions with zero maintenance charges and no minimum balance requirement, an Easy Current Account is one of the best options.
For customers who receive remittances regularly and want an account with zero maintenance charges and no minimum balance requirement, the ABL Express Account is an ideal choice for them.
For customers who want to grow their savings while enjoying zero minimum balance requirements, the PLS Savings Account is an excellent choice.
This account is specially designed for women, offering a convenient way to save money, manage daily transactions, and access the account with no minimum balance requirement.
Accounts With Higher Balance Requirements
Not all accounts are free. Some ABL accounts reward a higher maintained balance with better features or higher profit rates.
Frequently Asked Questions
Q. Which Allied Bank account has no minimum balance in Pakistan?
The Allied Asaan Current and Saving Account, Allied Basic Banking Account, Allied Easy Current Account, Allied Express Account, Allied Khanum Account, and Allied Rising Star Account carry no minimum balance requirement. These are Allied Bank's free account options in Pakistan.
Q. What happens if my balance falls below the minimum?
If your account balance falls below the required minimum, Allied Bank may deduct a monthly fee. The exact fee amount is listed in the current Schedule of Charges. Zero-balance accounts are not subject to this deduction.
Q. Can I open a free bank account in Pakistan online?
Yes. The Allied Asaan Account can be opened digitally through the myPakistan Digital Account portal at rda.abl.com. You need a valid CNIC and a working camera for the live photo capture.
Q. Does the Allied PLS Savings Account have a minimum balance?
The Allied PLS Savings Account does not require customers to maintain a minimum balance. Choosing an account based on your balance habits saves you money every month. If you keep lower balances, one of Allied Bank's zero-balance accounts is the right starting point. For current minimum balance figures on all accounts, check the Allied Bank Schedule of Charges — it's updated regularly and reflects the latest approved figures.