Allied Visa Credit Card

Welcome to the world of privileges, benefits and savings with your Allied Visa Credit Card. In order to cater to your growing financial needs we are proud to introduce Allied Visa Credit Card with The Lowest Service Charge ever! So now you can save money where it counts and spend lavishly at your favorite places with greater flexibility, convenience and most important-Affordability!

With your Allied Visa Credit Card you can enjoy a variety of state-of-the-art features and unmatched value by spending at over 49,000 merchants across Pakistan and 27 million merchant outlets worldwide! And what more, you can also use your credit card at over 1 million ATMs internationally!

Features


  • The Most Attractive Service Charge

    Your Allied Visa Credit Card helps you save money where it counts. Your Allied Visa Credit Card currently carries the most attractive Annual Percentage Rate in the market, i.e. 28%*. So use your Allied Visa Credit Card at your favorite places and enjoy savings like never before.

    *Any change in APR will be intimated accordingly.


  • Buy Now, Pay Later

    With your Allied Visa Credit Card, your free credit period allows you to pay for your purchases up to 50 days after the date of purchase. So now you can buy all the things you want, whenever you want, at your earliest convenience.

  • Global Acceptance

    In addition to being accepted by over 49,000 merchants in Pakistan, your Allied Visa Credit Card is also accepted at over 1 million ATMs and 27 million merchants worldwide. This provides you with the added flexibility and security of being able to make transactions on your card just about everywhere you go.

  • Flexible Repayment

    When paying back your credit card bill, your Allied Visa Credit Card gives you the option to either pay the entire amount as according to your statement or a minimum of 5% of your total outstanding balance or Rs. 500 (whichever is higher).

  • Cash Advance Facility

    As an Allied Visa Credit Card member, you are entitled up to 50% of your credit limit in cash. Just go to your nearest ATM with the VISA or PLUS sign and avail the facility of withdrawing cash 24 hours a day.

    For example, Service Charge @ 28% per annum or 2.33% per month will be charged from the day of the cash advance transaction.

    (The current applicable rate may differ from the example given above. Please refer to the latest Schedule of Charges for the applicable rates).


  • Calculation of Cash Advance Facility

    The calculation can further be explained as per the following example:

    If an amount of Rs. 10,000 is transacted on 20-04-09 and the statement generation date is 30-04-09, then the amount will attract a mark-up of 28% per annum equaling to 0.077% on a daily basis from the date of transaction till the complete payment is made. Since in this example the time period between the transaction date and the statement date is 10 days, therefore the finance charges are calculated for 10 days. The total finance charges in this case amounting to Rs. 76.71 for 10 days will be reflected on the credit card statement.

    Transaction Date  20-04-09
    Statement Date  30-04-09
    APR  28%
    Calculation  10,000×28%/365×10
    Finance Charges  76.71
    Total Payable Amount  10,076.71

    In addition to the above, a flat fee will also be charged as mentioned in the SOCs for every transaction.


  • Supplementary Cards

    Want to share the benefits of your Allied Visa Credit Card with others? Now you can! Treat up to two people with Supplementary Credit Cards and pass on the many privileges of your Allied Visa Credit Card to friends, family and anyone else you choose!

  • Zero Loss Liability

    The Allied Visa Credit Card’s zero loss liability feature protects you from paying any unauthorized transactions on your card in the event that it is lost or stolen. Please immediately notify Allied Phone Banking on 111-225-225 (within Pakistan) or on 9221-35301094 (outside Pakistan) in case your card is lost or stolen.

  • Balance Transfer Facility

    In case you have outstanding balances on other cards, consolidate these onto your Allied Visa Credit Card with a BTF rate and save more on your outstanding payments than ever before.

  • Calculation of Balance Transfer Facility

    The calculation can further be explained as per the following example:

    If an amount of Rs. 10,000 is transacted on 20-04-09 and the statement generation date is 30-04-09, then the amount will attract a mark-up of 20% per annum equaling to 0.055% on a daily basis from the date of transaction till complete payment is made. Since in this example the time period between the transaction date and the statement date is 10 days, therefore the finance charges are calculated for 10 days. The total finance charges in this case amounting to Rs. 54.79 for 10 days will be reflected on the credit card statement.

    Transaction Date 20-04-09
    Statement Date 30-04-09
    APR 20%
    Calculation 10,000×20%/365×10
    Finance Charges 54.79
    Total Payable Amount 10,054.79

    In addition to the above, a flat fee will also be charged as mentioned in the SOCs for every BTF transaction.

    (Please note the current applicable rate may differ from the example given above. Please refer to the latest Schedule of Charges for the applicable rates).


  • Allied Phone Banking

    In case you require any additional help regarding your Allied Visa Credit Card, Allied Phone Banking is there to provide you with immediate help, 24 hours a day. Just give us a call on 111-225-225.

  • Free CIP Lounge Access

    As an Allied Visa Credit Cardholder, you are eligible to avail the complimentary lounge facility at Quaid-e-Azam International Airport, Karachi and enjoy a variety of complimentary features. Relax while you watch leading television channels or select something to read from an updated library of newspapers and periodicals. Also feel free to plug in your laptop and mobile phone into the charging facilities provided or browse the internet or send and receive faxes while you wait. You can also treat yourself to a wide assortment of high quality snacks, beverages and fresh fruits.

  • SMS Banking

    Know immediately when your card is being used. With Allied Bank’s SMS Banking facility, you have the option to receive an SMS every time your card is used, so that you can quickly take action in case your card is stolen or misused. Also, keep track of your spending by receiving your credit card statements at the beginning of every month. Check your total outstanding amount and minimum balance or simply enjoy our latest promotional offers and greetings via your mobile phone. A flat fee will be charged for subscribing to the facility as mentioned in the Schedule of Charges.

  • GCAS

    Our Allied Visa Gold / Platinum Credit Card holders can now avail Global Customer Assistance Service (GCAS) regarding their Visa Gold / Platinum Credit Card while traveling in any of the countries.