Terms and conditions:

• This campaign is targeted at all ABL Visa cardholders including debit and credit cards.
• The campaign is valid for a duration of 30 days, starting from July 07, 2026 and ending on August 07, 2026.
• Cashback will only be rewarded on cumulative spending during the campaign period made through qualifying international e-commerce transactions (including e-commerce and in-app purchases) on international airline merchants, including PIA.
• The Bank reserves the right, at its sole discretion, to determine which airline merchants, including PIA, qualify as international airlines for the purposes of this campaign. Please refer to Annexure A for a reference list of international airline merchants. The list in Annexure A is non-exhaustive, and eligibility for cashback will be subject to the Bank’s classification. The Bank’s decision shall be final and binding.
• Eligible customers will be entitled to cashback based on cumulative qualifying spend during the campaign period, in accordance with the applicable card variant, percentage, cap, and minimum spend threshold, as follows:

1. Visa Classic and Gold: 15% cashback, capped at PKR 25,000, on a minimum cumulative spend of PKR 150,000 per card category.
2.  Visa Platinum: 20% cashback, capped at PKR 60,000, on a minimum cumulative spend of PKR 250,000.
3. Visa Premium (Signature): 30% cashback, capped at PKR 100,000, on a minimum cumulative spend of PKR 300,000.
4. Visa Infinite: 35% cashback, capped at PKR 180,000, on a minimum cumulative spend of PKR 500,000.

• A maximum of one cashback per customer (CNIC) will be awarded during the campaign period. Where multiple cards exist under the same CNIC, eligibility will be determined based on the cumulative spend aligned to the highest-tier card.
• Cashback shall be rewarded after settlement of the transaction(s).
• No cashback will be rewarded for transaction(s) that are disputed by the cardholder.
• Visa Debit Cards issued on Roshan Digital Accounts and Allied NFC Virtual Debit Cards are not eligible for the campaign.
• Supplementary card holders are also eligible for this campaign. However, the cashback will be given to the primary cardholder.
• In case both the primary and supplementary cards qualify for the reward, a single reward will be given.
• Cashback will be credited to the bank account linked to the valid Allied debit and credit cards used for the transaction. Card status should be either active or inactive at the time of disbursement.
• No cashback will be awarded for a permanently deleted card.
• Account Status at the time of disbursement must be active to be eligible for cashback.
• All Allied Bank staff (permanent and contractual) are eligible to participate.
• Cashback will be credited within a defined period after the campaign ends, subject to verification.
• Allied Bank reserves the right to modify, suspend or revoke the campaign at its own discretion without prior notice.