What Is myABL Digital Banking?
myABL digital banking is Allied Bank’s flagship internet and mobile banking platform. It serves both personal and business customers, offering real-time access to accounts, transactions and services around the clock. The platform works across web browsers and the myABL mobile app available on Google Play, Apple App Store and Huawei App Gallery.
Where most banking apps cover the basics, myABL digital banking goes further. It includes a loyalty programme, personal finance management tools, in-app loan access and a virtual debit card all within a single Allied Bank app.
Who Can Use myABL?
Any Allied Bank account holder can use myABL digital banking. You need an active debit card along with an active Allied Bank account to register. Foreign nationals residing in Pakistan can also register, though they’ll need to complete an in-person verification at any Allied Bank branch first.
If you don’t yet have an Allied Bank account, you can open a myPakistan Digital Account entirely online.
How to Register for myABL Digital Banking
Registration takes a few minutes. Here's what you'll need before you begin:
- A valid Allied Bank account
- Your CNIC number (13 digits, no dashes)
- The mobile number registered with Allied Bank
- Your registered SIM physically present in the device
- An active debit card
Step-by-Step Registration
Once registered, your myABL login credentials username and password give you access to the full platform.
myABL Login: Signing In and Account Security
The myABL login screen offers three ways to access your account:
Forgot Your Username or Password?
Tap ‘Having Trouble Logging In?’ on the myABL app login screen.
If you’re resetting a password on an unregistered device, call the helpline on 042-111-225-225 for verification. A temporary password will be sent to your registered email.
myABL Features: Everything the App Can Do
myABL digital banking covers a wide range of everyday and advanced banking functions. Here's a full breakdown by category.
Money Transfers
myABL supports transfers to Allied Bank accounts, any other bank in Pakistan and anyone with a valid CNIC regardless of whether they hold a bank account.
Within Allied Bank: Instant, available 24/7.
Inter Bank Funds Transfer (IBFT): Transfer to over 30 banks in Pakistan via account number or IBAN.
RAAST Transfers: RAAST is Pakistan’s instant payment system managed by the State Bank of Pakistan (SBP). Transfer funds via RAAST ID free of charge. myABL supports RAAST ID registration, linking, and delinking directly in the app.
Pay Anyone: Send money to any CNIC holder in Pakistan the recipient collects cash over an Allied Bank branch counter. No bank account required on their end.
QR Payments: Scan a merchant QR code to pay instantly. myABL supports RAAST P2P (person-to-person) and P2M (person-to-merchant) QR payments, as well as Mastercard QR and Golootlo QR.
Account QR: Generate your own QR code containing your account details. Share it instead of a long account number the sender scans it, and your account is added automatically.
Dynamic QR with Amount: Generate a QR with a specific amount pre-loaded. The sender scans it, and all details populate automatically.
Bill Payments
Pay bills directly from the myABL mobile app no separate logins, no printed bills. Categories include:
You can add payees and billers for quick repeat payments, or make one-off payments without saving any details. Payments are effective immediately once transaction PIN is entered.
Card Management
The myABL app gives complete control over your Allied Bank debit and credit cards without visiting a branch:
- Activate or temporarily block and unblock your debit card.
- Enable or disable international use, eCommerce transactions, POS use and ATM use independently.
- Enable magnetic stripe-based international use.
- Change your ATM/debit card PIN.
- Request a temporary limit enhancement on your daily transaction limits.
- Apply for and manage a Virtual Debit Card an Allied Virtual Visa Debit Card that works for online purchases without needing a physical card.
- View credit card statements and make full or partial credit card payments anytime.
- Enable Tap & Pay for payments on POS terminals.
- Link your debit card with Google Wallet directly from myABL.
Account Management
- View balances and mini statements across all linked accounts.
- Download full account statements anytime, free of charge.
- Subscribe to e-statements to receive statements via email.
- Request a new cheque book without visiting a branch.
- Check cheque clearing status.
- Stop cheque payments.
- Use Positive Pay register a cheque’s number and amount in the app in advance. When the cheque is presented at a branch counter, it’s authenticated automatically.
- Activate a dormant account directly from the app.
- Link or delink accounts as needed.
- Update your CNIC expiry date in-app.
- Manage your mailing address.
- Generate an Account Maintenance Certificate through the app.
- Download your Withholding Tax Certificate for tax reporting.
- View your full login history and transaction history.
- Set transaction or biller favourites for quick repeat access.
- Transaction PIN management.
- In-app & push notifications for financial and non-financial transactions.
myABL digital banking includes a built-in Personal Finance Management (PFM) tool. It tracks spending, categorises expenses and lets you set budgets across categories so you can see where your money is actually going without using a separate app.
myABL offers in-app loan access for two specific products:
PayDay Loan (Advance Salary): Allied Bank salary account holders can access an advance on their salary with no markup. Apply and receive funds directly through the app.
From within the myABL mobile app, you can invest in mutual funds managed by ABL Asset Management Company (AMC). This brings together banking and investments in a single platform no separate account or login required. Customers can now instantly open a Sahulat Sarmayakari Account (investment account with ABL Asset Management) through the myABL. The journey is fully digital, reducing paperwork and delays. Visit ABL Funds via myABL for more details.
Make direct donations to verified organisations from within the app:
Edhi Foundation, Shaukat Khanum Memorial Cancer Hospital, The Citizens Foundation, Indus Hospital & Health Network, SIUT, Akhuwat, Pink Ribbon, Namal College and more.
Book and pay for movie tickets, event tickets and bus tickets directly through the myABL app.
Every eligible card transaction earns myABL Coins Allied Bank’s digital loyalty programme. Coins accumulate in your account and can be redeemed in the in-app marketplace. The more you transact through the Allied Bank app, the more you earn. Customers can now use their earned myABL Coins to perform the following directly from myABL:
- Transfer Coins to another Allied Bank customer
- Pay utility and other bills
- Make donations
- Do mobile top-ups/airtime recharge
Learn more at myABL Coins.
The app shows active discounts and offers available on your Allied Bank debit and credit cards, as well as QR payments all in one place.
myABL WhatsApp Banking
Not everyone wants to open a full banking app for a quick balance check. myABL WhatsApp Banking lets you access core banking functions through an encrypted WhatsApp chat available 24/7.
How to start: Save 0300-1225225 on your phone, then open a chat on WhatsApp.
Services available through myABL WhatsApp Banking include:
myABL Wallet: Digital Banking Without a Bank Account
myABL Wallet is Allied Bank’s branchless banking service designed for Pakistanis who don’t have a conventional bank account. It runs entirely on a mobile number, requires no branch visit and gives access to core financial services.
Through myABL Wallet, users can:
- Open a mobile account using their CNIC and mobile number.
- Send and receive money.
- Pay bills and top up mobile credit.
- Shop securely using the wallet.
myABL for Business Customers
myABL digital banking isn't only for personal accounts. Allied Bank offers a dedicated myABL Business Internet Banking platform under the same myABL umbrella. Business customers can manage multiple accounts, make bulk payments, bulk cheque printing, PO issuance and access detailed reporting all through the platform. SME owners and business account holders should speak to their branch relationship manager to activate business internet banking access.
Security on myABL Digital Banking
Security is built into every layer of myABL digital banking:
Allied Bank will never ask for your myABL login credentials, OTP or card PIN via phone, SMS or email. If you receive any such request, report it immediately to the helpline.
Download myABL Available on All Major Platforms
Frequently Asked Questions
Q. What is myABL digital banking?
myABL digital banking is Allied Bank's internet and mobile banking platform. It gives retail and business customers 24/7 access to their accounts, fund transfers, bill payments, card management, investments and more through the myABL mobile app or any web browser.
Q. Can I use myABL without an Allied Bank account?
No. myABL digital banking requires an active Allied Bank account. You can open a myPakistan Digital Account online without visiting a branch your myABL access follows once the account is active.
Q. How do I recover my myABL login if I forget my password?
Tap 'Having Trouble Logging In?' on the myABL app login screen and select 'Forgot Password'. Follow the on-screen steps and verify with the OTP sent to your registered number. An automated call follows confirm on the call to begin the 2-hour cooling period before transactions are re-enabled.
Q. Is myABL WhatsApp Banking secure?
Yes. myABL WhatsApp Banking uses encrypted communication and requires identity verification before any transaction. It's accessible by saving 0300-1225225 and messaging on WhatsApp.
Q. Can I use myABL digital banking if I'm a foreign national in Pakistan?
Yes. Foreign nationals with an Allied Bank account can register for myABL digital banking after completing in-person biometric verification at any Allied Bank branch. If you're an existing Allied Bank customer, log in at myabl.com or download the Allied Bank app to get started. If you don't have an account yet, you can open one digitally at rda.abl.com in a few minutes. Profit rates and product features are subject to State Bank of Pakistan (SBP) guidelines and Allied Bank's terms and conditions. For the most current information, visit www.abl.com.