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Available in both PLS Savings and Current Account variants
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Choice of account category: Regular or Asaan Variant
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Free Debit Card issuance for the first year
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Complimentary Accidental Death & Disability Insurance*
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Discounts on laboratory tests and hospitalization coverage
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Free Pension credit facility and full access to your funds**
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Free online cash deposits, withdrawals, and fund transfers (for Current Account holders only)
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Free access to myABL Internet Banking and WhatsApp Banking
*Terms & Conditions apply
**For eligible pensioners
This account is available to:
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Pakistani nationals (singly or jointly)
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Aged 55 years and above
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With valid CNIC/NICOP/POC
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Income proof (if applicable)
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Allied Senior Citizen Current Account
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Allied Senior Citizen PLS Savings Account
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Allied Senior Citizen Current Asaan Account
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Allied Senior Citizen PLS Savings Asaan Account
Click here for detailed profit rates.
All documentation will be completed in accordance with applicable policy and regulatory guidelines.
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Free Debit Card for the first year
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Free Online Transactions (deposits, withdrawals, transfers — Current Accounts only)
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Free myABL Internet & WhatsApp Banking
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Pay Anyone via CNIC without account
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Two FREE online transactions/month
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Free bi-annual e-statement
Monthly Average Balance Requirement for Free Services:
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Current Account: Rs. 50,000
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Savings Account: Rs. 100,000
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Non-maintenance Fee: Rs. 140/month
**Pension credits not allowed in joint accounts
**Profit as per prevailing savings rates
Medical Health Card
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Up to 30% discount at partner labs
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Free for account holders — no activation, no expiry
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Support: [email protected]
Accidental Death & Disability Insurance
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Current Accounts: Up to Rs. 500,000
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Savings Accounts: Up to Rs. 300,000
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Accidental medical reimbursement (Savings): Rs. 5,000
Hospitalization Coverage
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Current Accounts: Up to Rs. 6,000/day
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Savings Accounts: Up to Rs. 1,000/day
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Maximum 30 days per hospitalization, unlimited occurrences
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Exclusions apply: criminal acts, HIV, extreme sports, war, suicide
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Disability refers to permanent total disability
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In-Hospital Income (IHI) benefit provided on a reimbursement basis
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IHI covers up to 30 days per hospitalization with no limit on number of occurrences
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Up to 30% discount at labs across Pakistan through the Medical Health Card
Q1: What documents are required to open a Senior Citizen Account?
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A valid CNIC / NICOP / POC
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Income Proof (not required for Asaan category)
Q2: Is there any minimum balance requirement for account opening?
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Regular Variant: Rs. 2,000
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Asaan Variant: Rs. 100
Q3: Is there any minimum balance requirement for free services?
Yes, the monthly average balance requirements are:
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Senior Citizen Current Account: PKR 50,000
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Senior Citizen Savings Account: PKR 100,000
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Senior Citizen Asaan Current: PKR 50,000
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Senior Citizen Asaan Savings: PKR 100,000
Q4: Can I avail free services without maintaining the required average balance?
No. A PKR 140/- monthly fee will be charged if the balance is not maintained.
A. Medical Health Card
Q5: What is a Medical Health Card?
It is an exclusive card for Allied Senior Citizen Account holders offering discounts on hospitalization charges and lab services.
Q6: Are there any charges for the Medical Health Card?
No, the Medical Health Card is provided free of cost.
Q7: Is activation required for the Medical Card?
No, activation is not required.
Q8: Does the card have an expiry?
No. It remains valid as long as the account is maintained with Allied Bank.
Q9: What are the discounted lab services?
By presenting the Medical Health Card at specified labs, customers can avail discounts.
Q10: What is the limit on the Health Card?
There is no monetary limit—only percentage-based discounts apply.
Q11: Which labs can I access?
The updated list of labs is available here.
Q12: Where should I report issues with the Medical Card?
Email: [email protected]
or use the contact number provided on the card.
B. Accidental Life Insurance
Q13: What is the eligibility for Accidental Life Insurance?
Opening a Senior Citizen Account is the only requirement.
C. In-Hospitalization Insurance
Q14: When will hospitalization claims not be entertained?
Claims will be rejected in cases of:
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Criminal activity
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HIV-related illness
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Hazardous occupations or extreme sports
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Suicide
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War or similar operations
Q15: How many hospitalizations are covered?
Up to 30 days per hospitalization.
No cap on the number of hospitalizations in a year.
Q16: Which hospitals accept this card?
Reimbursement is offered, so services can be availed at any hospital.
Q17: What is the reimbursement limit for hospitalization?
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Current Account holders: Up to Rs. 6,000/day
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Savings Account holders: Up to Rs. 1,000/day
D. Online Transactions
Q18: How many free online transactions are allowed per month?
Two online transactions per month are free.
Q19: Is there a transaction amount limit?
Yes. Limits are defined in the SOC (Schedule of Charges).
E. Others
Q20: What is an e-SOA (e-Statement of Account)?
A bi-annual account statement sent free of cost to your registered email.
Make sure to provide a valid email during account opening.