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No manual registration required – all ABL Visa Debit Cards are auto-enrolled.
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Real-time OTP authentication ensures that only you can complete your transaction.
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Flexible control – activate or deactivate online shopping features via myABL or Phone Banking.
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Works with Islamic Banking Visa Debit Cards – the service is universally available across ABL-issued Visa Debit Cards.
Q1: What is the 3D Secure Verified by Visa service?
It’s an added layer of security for your online transactions using ABL Visa Debit Cards. OTP is sent to your registered mobile/email and must be entered for completing the transaction on Verified by Visa merchant websites.
Q2: How do I register for this service?
No registration is needed. All Allied Bank Visa Debit Cards are already enrolled.
Q3: How do I use my ABL Visa Debit Card for online shopping?
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Enter your card details at checkout on a Verified by Visa merchant website.
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Select your preferred OTP delivery method.
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Enter the 6-digit OTP received on your registered mobile/email to authorize the transaction.
Q4: Can I deactivate this service?
Yes, log in to myABL or call 042-111-225-225 to disable your card for online use.
Q5: How do I reactivate my card for online shopping?
Use myABL Digital Banking or call Allied Phone Banking to reactivate your card.
Q6: Will my online shopping access remain after I get a renewed or replaced card?
Yes, if it was enabled previously, it will remain active by default.
Q7: How long is the OTP valid?
The OTP is valid for 5 minutes. You can request a new one via the link on the payment page.
Q8: Will I always receive an OTP?
Yes, for Verified by Visa merchants only. Non-compliant sites may not trigger an OTP request.
Q9: What should I do if I don’t receive the OTP?
Click the link on the payment page to resend the OTP. If your contact details are outdated, visit your branch for updates.
Q10: What if I receive an OTP for a transaction I didn’t perform?
Do not share the OTP and immediately contact Allied Phone Banking at 042-111-225-225.
Q11: What if I’m charged for an unauthorized transaction?
Call 042-111-225-225 or visit your nearest branch to register a dispute.
Q12: Will I receive a notification after completing a transaction?
Yes, a confirmation will appear on the merchant’s page and an alert will be sent via SMS and/or email.
Q13: Are there any charges for using this facility?
Currently, no charges apply for enabling online shopping. Refer to the Schedule of Charges for international transactions.
Q14: What are the daily transaction limits?
| Card Type | Limit (PKR) |
|---|---|
| Classic | 100,000 |
| Sapphire | 250,000 |
| Sapphire 200 | 500,000 |
| Premium | 1,000,000 |
Q15: What details are required for online transactions?
You’ll need:
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Card Number
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CVV (3-digit security code on the back)
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Expiry Date
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OTP (for VBV transactions)
Q16: How do I know if a merchant is 3D Secure compliant?
Look for the Verified by Visa or MasterCard SecureCode logo on the payment page.
Q17: Is this service available for Islamic Banking Visa Debit Cards?
Yes, the Verified by Visa service is also applicable on Islamic Banking Visa Debit Cards issued by Allied Bank.