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No manual registration required – all ABL Visa Debit Cards are auto-enrolled.
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Real-time OTP authentication ensures that only you can complete your transactions.
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Flexible control – activate or deactivate online shopping via myABL or Phone Banking.
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Works with Islamic Banking Visa Debit Cards – the service is universally available across all ABL-issued Visa Debit Cards.
Q1: What is the 3D Secure Verified by Visa service?
It’s an added layer of security for online transactions made with ABL Visa Debit Cards. A 6-digit OTP is sent to your registered mobile/email, which must be entered to complete transactions on Verified by Visa merchant websites.
Q2: How do I register for this service?
No registration is required. All Allied Bank Visa Debit Cards are already enrolled by default.
Q3: How do I use my ABL Visa Debit Card for online shopping?
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Enter your card details at checkout on a Verified by Visa merchant website.
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Select your preferred OTP delivery method.
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Enter the 6-digit OTP received via SMS or email to authorize the transaction.
Q4: Can I deactivate this service?
Yes. Log in to myABL or call 042-111-225-225 to disable your card for online usage.
Q5: How do I reactivate my card for online shopping?
Use myABL Digital Banking or call Allied Phone Banking to re-enable your card.
Q6: Will online access continue after card renewal or replacement?
Yes. If previously enabled, online shopping remains active on the new card.
Q7: How long is the OTP valid?
The OTP is valid for 5 minutes. You can request a new OTP via the payment page link.
Q8: Will I always receive an OTP?
Yes, for Verified by Visa merchants. Some non-compliant websites may not trigger OTP authentication.
Q9: What should I do if I don’t receive the OTP?
Click the link to resend the OTP. If your contact details are outdated, please visit your branch to update them.
Q10: What if I receive an OTP for a transaction I didn’t initiate?
Do not share the OTP. Immediately contact Allied Phone Banking at 042-111-225-225.
Q11: What if I am charged for an unauthorized transaction?
Call 042-111-225-225 or visit your nearest branch to file a dispute.
Q12: Will I receive a confirmation after a successful transaction?
Yes. You will see a confirmation message on the merchant’s page and receive SMS/email alerts.
Q13: Are there any charges for using this service?
Currently, there are no charges for enabling online shopping. Please refer to the Schedule of Charges for applicable international transaction fees.
Q14: What are the daily online transaction limits?
| Card Type | Limit (PKR) |
|---|---|
| Classic | 100,000 |
| Sapphire | 250,000 |
| Sapphire 200 | 500,000 |
| Premium | 1,000,000 |
Q15: What details are required for online transactions?
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Card Number
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CVV (3-digit security code on the back)
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Expiry Date
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OTP (for Verified by Visa transactions)
Q16: How do I know if a merchant is 3D Secure compliant?
Look for the Verified by Visa or MasterCard SecureCode logo at the payment page.
Q17: Is this service available for Islamic Banking Visa Debit Cards?
Yes, the Verified by Visa service is also applicable to Islamic Banking Visa Debit Cards issued by Allied Bank.