myABL Personal Internet & Mobile Banking

1) Convenience

Our digital banking platform is empowered with the following online banking features:

• You can temporarily enhance your ATM FT/IBFT, Cash Withdrawal, and Retail – POS/e-Commerce Limit through myABL.

• With the Virtual Debit Card feature, there is no need to carry physical debit cards. You can now make secure & hassle-free payments with our Virtual Debit Card.

• Now you can make merchant payments via RAAST. Scan QR codes or enter the Merchant ID manually and enjoy effortless and secure Merchant Payments.

• You can access myABL Coins, which is our loyalty program.

• You can activate Dormant Accounts seamlessly through myABL.

• You can send and receive funds through QR codes without entering IBAN or account numbers on myABL. Simply scan the QR to send funds or share your Account QR to receive funds in your account. To receive a specific amount, you can also generate a QR with an exact amount and share it with the sender to easily receive funds.

• With Positive Pay, you can provide digital confirmation of your high-priority cheques without the hassle of callback confirmation from branches.

• You can digitally submit consent for opening a CDC Stock Market Investment Account with your preferred broker by allowing the bank to share your required KYC documents with CDC directly.

• The myABL mobile banking app allows Biometric login with Touch ID (Login with Face ID is also available for users having iPhone X or above).

• Voice-Assisted Banking for Funds Transfer, Accounts, and ABL Credit Card Balance Inquiry using Siri (for iPhone users).

• You can mark your payments/transfer payees as Favourite for future recurring payments to save time.

• You can request a new cheque book, inquire about its status, view your transactional history, book your bus, movie, and event tickets, avail payday advance salary loan, make donation payments, view discount facilities, and much more with myABL Digital Banking.

• You can generate withholding tax certificates for your linked accounts.

• You can also lodge complaints and disputes via myABL Digital Banking.

• You can digitally submit stop cheque instructions against your issued cheques.

• You can generate account maintenance certificates for your accounts free of cost.

• 4-digit Transaction PIN on myABL for financial transactions, eliminating the need for an OTP.

• Push Notifications/In-App Alerts will be sent for your financial transactions.

• Experience UPI Tap & Pay, an NFC-based payment feature for fast and secure transactions.

• Temporarily increase your FT, IBFT, and RAAST transaction limits directly through myABL.

2) Bill Payments

• You can easily pay bills using myABL Internet Banking or mobile banking app.

• Online electricity bill payment is made easy by the myABL mobile app. You can make payments to many billers, including LESCO, MEPCO, FESCO, IESCO, K-Electric, PTCL, and many more for your convenience.

• You can also easily top up your mobile using the myABL mobile application.

• myABL Digital Banking is also empowered with various payment options for your educational, internet, online shopping, credit cards, government, and investment payments.

• View our list of Billers for a better understanding of the bill payment facility with our exceptional online banking service.

3) Instant Interbank Funds Transfer Facility

myABL is designed as a convenient money transfer facility for all people seeking interbank funds transfer service. Log in to the myABL app or Internet Banking today and avail the facility of money transfer anytime, anywhere.

4) RAAST Payment

RAAST is an instant payment system that enables simplified end-to-end digital payments based on mobile numbers as compared to traditional account numbers. You also have the option to transfer funds using the International Bank Account Number (IBAN) of the beneficiary.

myABL offers the following three RAAST features to customers:

RAAST ID Management

• Using this option, you can register your mobile number as a RAAST ID with your selected ABL account.

• You can also link or delink your RAAST ID on myABL.

• Simply communicate your mobile number (RAAST ID) to receive funds in your account through RAAST.

RAAST Transfer

• Using this option, you can transfer funds to other accounts on myABL by entering their mobile numbers/RAAST ID linked with their bank accounts.

• You can conveniently input the beneficiary’s RAAST ID from your mobile contact list.

• You can also send RAAST payments to existing IBANs added to your beneficiary list.

RAAST P2M Transfer

• With this option, you can conveniently make merchant payments via RAAST.

• Simply scan QR codes or enter the Merchant ID manually to enjoy seamless merchant payments via RAAST.

• Additionally, customers can approve Requests to Pay initiated by RAAST merchants.

For RAAST FAQs and User Guide, click here.

5) Personal Finance Management

Using myABL Digital Banking services, you can easily manage & track your finances online. It’s a complete tool for managing personal finance with ease.

6) Debit Card Management

myABL Internet Banking and mobile banking app empower users to manage their debit cards online. This feature provides card activation services, PIN generation, temporary card blocking and unblocking, and allows international and e-commerce usage.

Remember, debit card activation on ATM is also widely available on ABL’s biometric ATMs.

7) Credit Card Management

You can conveniently activate your credit cards and generate a card PIN from myABL Digital Banking without needing to call Allied Phone Banking.
You can easily manage and adjust your credit card limit directly through myABL for greater control.

8) Pay Anyone

myABL Digital Banking offers you the convenience of sending money to anyone within Pakistan, with no mandatory requirement for the beneficiary to have an account with any bank.

Allied Roshan Digital Account and Foreign Currency Account (USD) holders can perform the following financial transactions via myABL Digital Banking:

• IBFT

• Bill Payment

• Funds Transfer to own ABL NRP Rupee Value Account

• Funds Transfer to other ABL Local/Foreign Currency Accounts

• Donation

• QR Payment

• Pay Anyone

• Franchise Payment

You can conveniently manage your ABL AMC Mutual Fund investments, avail Mastercard QR scan offers, get full & mini statements of your account, view various discounts, and subscribe for e-Statements on different frequencies with myABL Internet Banking and mobile banking app.

Note

To avail myABL Digital Banking services, you need to have an active ABL account. If you are new to ABL, open an account at any Allied Bank branch and enjoy seamless Internet Banking services.

For information regarding branches, visit:
/services/branch-network/

For more information:
Call our 24/7 Helpline: (042/021/051) 111-225-225
Email: [email protected]
Desktop view: https://www.myabl.com

For Pakistan, Allied Phone Banking calls its customers from 1222.

How to register on myABL Internet Banking and Mobile Banking app?

To sign up for myABL Digital Banking, follow the easy steps below:

1. Download the myABL Mobile Banking App for Android, iOS, and Huawei from Google Play Store, App Store, and Huawei App Gallery.

2. Registration for myABL can only be done through the myABL mobile application. Click on Register Now.

3. Upon clicking Register Now, kindly provide the following information on the registration form and press Continue:

   • CNIC (13 digits without any dashes “-”) or Passport number (for foreign nationals only)

   • Select your current Mobile Network

   • Enter your Mobile Number (in the format 03XXXXXXXXX as per your record available with the Bank)

   • Re-enter/Confirm your Mobile Number

4. After providing all the above details, press Continue.

Users previously registered for myABL Personal Internet & Mobile Banking are not required to re-register.

After confirming your information, a 10-character complex One-Time Password (OTP) will be sent via SMS to your registered mobile number for verification.

In case of a ported mobile number, please follow the on-screen instructions. Moreover, your SIM must be in the same phone when registering through an Android device.

After verifying the OTP, you will be prompted for in-app biometric verification. If unsuccessful, visit any ABL branch for in-person biometric verification and then attempt registration again.

After verification, you will see all accounts available for linking. You may uncheck the ones you do not wish to link.

You can then set your Username and Password.

The system will confirm if the username is available; otherwise, you’ll be asked to choose another. For setting up your password, kindly click the on-screen link to view the password policy.
Note: In case of mismatch due to changes in personal information (e.g., mobile number), click here to learn how to update your contact details.

After successful registration, you will receive an automated verification call. Once confirmed, there will be a two-hour cooling period before you can begin making transactions.

If you miss or decline the robocall, you can manually request it by logging in and going to the “Activate myABL” option available in the side menu.

Allied Bank uses a high level of encryption to protect your transactions and accounts from unauthorized access. This includes both hardware and software security such as firewalls, SSL certificates, and other protective systems.

All information between your device and the myABL Internet Banking server(s) is secured with 128-bit SSL encryption, ensuring that no data can be read or tampered with across the Internet. This guarantees the privacy of your transactions and any other shared data.

While using your browser, ensure the “LOCK” icon is visible in the URL bar, with no warning signs on the login page.

Customers must keep their Username and Password confidential. Do not disclose them to anyone (including family or friends), nor record them in any way that might be accessible to others.

• Do not use your birth date or a recognizable part of your name as your password.

• Do not store your Username and Password together.

ABL sends an SMS alert on every device registration. If you receive an alert for a device registration you didn’t initiate, immediately change your myABL Digital Banking password and call Allied Phone Banking to register a complaint.

PIN-Based Security

All financial transactions are secured by a 4-digit Transaction PIN. You must enter this PIN whenever you transfer funds or pay bills to new beneficiaries/billers.

You can always change your PIN via Manage Transaction PIN under Settings.

Customers must not share their Transaction PIN with anyone.

For more details, visit our Security Guide.