Q. What is the difference between a debit card and a credit card?
A debit card gives you access to your own funds directly from your bank account, while a credit card is a credit facility extended by your bank, allowing you to borrow funds up to a certain limit.
Q. How can I activate my Allied Visa Classic Debit Card?
You can activate your card using any Allied Bank ATM with the biometric option, or by calling our 24/7 Allied Phone Banking at 111-225-225 using the prefix (042) or (021).
You can also activate your card through myABL Digital Banking.
Note: If your card remains inactive for 90 days, it will be permanently blocked. You will need to request a replacement card. The replaced or renewed card can also be activated via myABL Digital Banking.
Q. What can I do with my Allied Visa Classic Debit Card?
Your Allied Visa Classic Debit Card is accepted globally. You can use it to:
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Access your bank account
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Purchase groceries
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Dine at restaurants
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Shop online and in stores
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Travel and much more
Q. What types of transactions can I perform with my Allied Visa Classic Debit Card?
Your card is powered by VISA and accepted at millions of locations worldwide. You can perform the following transactions:
Retail POS (Point of Sale) Transactions at Merchant Outlets
Online/e-Commerce Shopping
At ABL ATMs:
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Cash Withdrawal
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Balance Inquiry
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Bill Payments
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Donations
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Cheque Book Request
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Funds Transfer
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Mini Statement
At Other Banks’ ATMs:
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Cash Withdrawal
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Balance Inquiry
Q. What is the contactless feature?
Contactless cards use Near Field Communication (NFC) to make secure payments. These cards require only close proximity (within 2 inches) to an NFC-enabled POS machine or ATM to complete a transaction. A contactless debit card can even be used without removing it from your wallet.
Q. How do I use my contactless Allied Visa Classic Debit Card?
To make a contactless payment:
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Look for the contactless symbol on the POS terminal or ATM.
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Tap your card against the symbol until the light turns green.
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You may be prompted to enter your PIN for verification.
Note: Your card can also be used on non-NFC machines by inserting the chip or swiping the magnetic stripe.
Q. How secure is contactless payment?
Contactless payments are highly secure and generally safer than carrying cash. VISA contactless cards use secure chip technology, providing enhanced protection and peace of mind while making transactions.
Q. What are my daily transaction limits with the Visa Debit Card?
For details on daily transaction limits, please visit the Allied Visa Classic Debit Card page on the Allied Bank Corporate Website.
Q. What should I do if my card is lost or stolen?
In case of loss, theft, damage, or suspicion of fraudulent use, immediately contact Allied Phone Banking:
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Within Pakistan: (021) or (042) 111-225-225
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Outside Pakistan: +92-21-35301094
You can also block your card instantly through myABL Digital Banking.
Q. Can I share my debit card PIN with a merchant for a POS transaction?
Never share your PIN with anyone. Always enter it discreetly at the POS terminal to prevent unauthorized access. For any assistance, please call Allied Phone Banking at (021) or (042) 111-225-225.